Current Virgin Money variable interest rates
All rates effective from 1 December 2024 for existing customers
| Name | Rate |
|---|---|
| Standard Variable Rate | 8.24% |
| Buy-to-Let Variable Rate | 8.44% |
Current Virgin Money loyalty rates
All rates effective from 1 December 2024 for existing customers
| Name | Rate |
|---|---|
| Loyalty Rate | 7.99% |
If you have a residential mortgage, you will qualify for our Loyalty Rate – a discount of at least 0.25% on our Standard Variable Rate (SVR) – after you have had a mortgage with us on the same property for seven years. This is provided you do not currently benefit from another special rate and are not currently within an Early Repayment Charge period. Please note, Buy-to-Let mortgage customers are not eligible for our Loyalty Rate.