Kick some ISA & reap the rewards (now closed)

Customers who invest £2,000 or more into their Virgin Money Stocks and Shares ISA between 15 January 2024 and 30 April 2024.

Invest £2,000 or more in to a new or existing Virgin Money Stocks and Shares ISA between 15 January 2024 and 30 April 2024 (inclusive), and keep that money invested until at least 31 October 2024 (inclusive).

Your investment can be made up of:

• One off payments by debit card or by cheque*.
• Monthly payments, by Direct Debit.
• Transferring from another provider (this includes Virgin Money Cash ISAs).

If you transfer in an existing cash or stocks and shares ISA we need to receive your transfer application before 30 April 2024, and the transfer value by 31 July 2024. You must provide or already have saved an email address to your account to allow the Virgin Points to be issued to you.

One offer per customer.

The more you choose to invest, the more Virgin Points you could receive – see table below.

*If you opened your Virgin Money Stocks and Shares ISA after 1 January 2023 you can only pay in by debit card, monthly payments via Direct Debit or transfer in.

Virgin Red is a rewards club that turns your everyday spending into Virgin Points. By investing £2,000 or more between 15 January and 30 April 2024 and by keeping your money invested until at least 31 October 2024 (inclusive) you’ll earn Virgin Points. The table below shows you how many Virgin Points you can earn based on the total amount added to your Stocks and Shares ISA between 15 January and 30 April 2024 minus any withdrawals or transfers out you may make between 15 January and 31 October 2024.

Plus, you can earn an extra 1,000 bonus points if you’ve fulfilled the offer criteria and are an existing Virgin Money customer. To qualify as an existing customer you must:

1. Hold one of the following products with us before 15 January 2024; a Personal Current Account, Personal Savings Account, Personal Credit Card, Investment Account, Cash ISA, Personal Mortgage, Personal Loan or Pension.
2. Or have an existing Virgin Money Stocks and Shares ISA with us before 15 January 2024.

You can only receive 1,000 bonus points once as part of this offer even if you have multiple Virgin Money products.

Once you’ve qualified for the offer, we’ll email you a Virgin Red promo code to get your points. Your Virgin Points reward will be based on the total value you’ve added between 15 January 2024 and 30 April 2024 minus anything withdrawn or transferred out of your Stocks & Shares ISA between 15 January and October 31 2024 (inclusive). You’ll also get the additional 1,000 Virgin Points if you’re an existing Virgin Money customer with a qualifying Virgin Money product.

If you haven’t already, you’ll need to join Virgin Red to be able to redeem and spend the points. It’s quick and easy to sign-up and the best bit, it’s totally free.

Join Virgin Red now Link opens in a new window

We will send you your email with your promo code during November 2024. It will be sent to the email address we hold for you. The email will provide instructions on how to sign up (if you aren’t already a Virgin Red member) and how to redeem the promo code within the Virgin Red app or website. We may also send you a reminder email.

You have until 28 February 2025 to redeem your promo code and claim your points - so make sure you do it before then or you’ll miss out.

After you’ve redeemed your Virgin Red promo code, the points are added to your Virgin Red account. There is no specific expiry date for using the points. Virgin Points can be spent on a wide range of exciting rewards ranging from everyday treats to extraordinary experiences and everything in between. Log in to the Virgin Red app or look at the Virgin Red website and discover all the different options.

You can spend your points however you like, in line with the terms which you can read using the link below.

Virgin Red's programme terms Link opens in a new window

We thought we should highlight a few key things from Virgin Red’s programme terms:

• The points don’t have a cash value and they can’t be swapped for cash or transferred to anyone else (except as set out in the Virgin Red programme terms).
• The number of Virgin Points you can earn or the number of Virgin Points you need to spend to obtain a reward may change at any time.

Although we’ll be working closely with our friends at Virgin Red on this promotion, we aren't responsible for their terms, their marketing, or any of the offers available through Virgin Red. Just contact Virgin Red if you have any questions about these topics.

• There is no upper limit to the amount that can be transferred in, but the maximum amount of Virgin Points you can earn is 50,000, when you add £50,000 or more to your Stocks and Shares ISA. Plus an additional 1,000 Virgin Points if you’re an existing Virgin Money customer with a qualifying Virgin Money product.
• Applications for the Stocks and Shares ISA are subject to status and eligibility criteria.
• We’ll use your personal information to help us run the offer. This includes information we hold around transaction history, your email address and name. We also will share your information with Virgin Money to identify if you hold an existing qualifying Virgin Money product.
• We will receive confirmation from Virgin Red if your code has been used.
• English law applies to the offer.
• If something goes wrong, we’ll try to fix it. If we can’t because it’s something we can’t control, or it’s not our fault, then we may have to change the offer. This includes suspending the offer or ending it early. We can make such changes without giving you notice. However, we’ll try our best to avoid making changes. And we’ll try to minimise any disappointment to you when we make changes.
• You can withdraw or transfer money out if you need to, but this may affect the number of points you’re eligible for.
• Offer excludes transferring money from an existing Virgin Money Stocks and Shares ISA.
• Remember to check your annual allowance if you’re investing in a Virgin Money Stocks and Shares ISA. This offer allows you to make payments in either, or both, tax years 2023/24 and 2024/25.
• We can withdraw the offer without giving you any advance notice, but we’ll try to give some notice if we can.
• We’ve got a limited number of Virgin Red codes, so once they’re gone, they’re gone. As long as you’ve got a Virgin Money Stocks and Shares ISA open with us before we withdraw the offer and you’ve satisfied the offer criteria shown in ‘What is the offer’, we’ll still give you your relevant amount of Virgin Red Points.

• We are Virgin Money Unit Trust Managers Limited.
• Our company number is 03000482.
• Our registered office is Jubilee House, Gosforth, Newcastle-Upon-Tyne, NE3 4PL.

To top up using your debit card simply sign in to your Virgin Money Investments Online Service, or go to the app, and choose Make a one-off payment.

To make or amend your monthly Direct Debit payments sign in to your Virgin Money Investments Online Service, click on view your account and choose Set up a monthly payment or Manage monthly payment. Or to make a transfer choose Transfer an ISA to us.

If you opened your account before 1 January 2023

You can also top up (start or amend monthly Direct Debit payments, or make a transfer) by dropping us a line

Once you meet the qualifying criteria, we'll email your Virgin Red promo code during November 2024. Please make sure you’ve given us your email address.

You can update your email address at any time via your Virgin Money Investments Online Service. Just log in click on profile and select change to update your email address.

If you opened your account before 1 January 2023

Get in touch and we’ll help update it for you.

Virgin Red is Virgin’s free-to-join rewards club. With 150+ ways to spend points, you can shop your favourite brands and earn Virgin Points to spend on good stuff from the Virgin family and beyond. From food to flights, gigs to gifts, days out to nights in – there’s something for everyone. If that sounds like a bit of you, sign up to Virgin Red Link opens in a new window and start earning today.

If you're not already a Virgin Red member, you'll need to sign up and download the Virgin Red app. Once in the app, tap Account then Promo codes to enter your unique code (you'll get this by email from us). Then your Virgin Points will be added to your account. Happy spending!

Yes. It's quick and easy to sign-up and the best bit is, it's totally free. You need to be a Virgin Red member to use Virgin Points, so you'll need to sign up to Virgin Red before you can start spending them.

The great news is that Virgin Points don't expire. However, your Virgin Red promo code for this Virgin Money Stocks & Shares ISA promotion will expire on 28 February 2025. Make sure you redeem your Virgin Red promo code before it expires.