What you'll get with Virgin Money Slyce
All the things you'd expect, and more
- Manage your buy now, pay later spending with one easy monthly payment
- Pay in instalments over 3, 6, 9, or 12 months - pay in full or 3 and it's fee-free!
- Track your credit score and level up your financial know-how with in-app tips and tricks
- Get cashback in your hands when you shop with selected top brands
- No late fees, no foreign exchange fees, Apple Pay and Google Pay as standard
- Your choice of credit card design
You'll need to download the Virgin Money Credit Card App to use Slyce.
Representative example
Interest rate 10% per annum (variable). Based on borrowing £1200.
Representative 19.5% APR (variable).
Eligibility criteria
Close ModalAs part of your application process we'll run a credit check. In some circumstances, we may need some additional information. When reviewing your application we'll take into account your age, status and financial background.
Before you apply, please check the following statements are true:
- You're a UK resident aged 18 or over
- You have a UK bank or building society account
- You have an income and pass our affordability checks
- You don't have any missed payments or County Court Judgments on your credit file
You won't be approved if you are bankrupt or in an individual voluntary arrangement, have County Court Judgments or defaults. If you'd like to learn more about your credit history, please contact Experian Link opens in a new window for a copy of your credit file.
A quick check
To be accepted for Slyce, you'll need to meet the following criteria:
- You're a UK resident aged 18 or over
- You have a UK bank or building society account
- You have an income and pass our affordability checks
- You don't have any missed payments or County Court Judgments on your credit file
Ready to go?
See if you're eligible for Slyce with our free Card Checker. It only takes a few minutes and there's no impact on your credit score.
Got a question?
We've got the answer:
Start with our free Card Checker tool. It will tell you in minutes whether you'll be accepted for Virgin Money Slyce. This won't affect your credit score. Once our Card Checker confirms you'll be accepted for Slyce, you can then complete your application. Check the details you’ve shared via Card Checker and share some additional information with us.
As part of your application, we'll run a credit check. This will show on your credit file. If you are successful we'll email you to confirm your credit limit, when your card will arrive (usually within 7-10 days), and how to activate your card in the Virgin Money Credit Card app.
Using our free Card Checker tool to check your eligibility for Virgin Money Slyce has no impact on your credit score. Card Checker runs a soft search on your credit file, and this information won't appear on your credit file or impact your credit score.
If our Card Checker tells you that you'll be accepted for Slyce, you can then complete your application. When you make a new credit card application, a hard check appears on your credit file. Making a single credit card application has minimal impact on your overall credit score. However, making too many applications for credit within a short time can affect your credit score.
Using Virgin Money Slyce responsibly, making every repayment on time and not using a large percentage of your available credit limit helps to build your credit score.