Virgin Atlantic Credit Cards
Jet off with up to 25,000 Virgin Points
An offer unlocked for you, by your friend
This offer is for new customers only.
If you already have a Virgin Atlantic Credit Card you can earn bonus points by referring your friends.
Points all round

Bag extra bonus points for you and your friend when you open a Virgin Atlantic Credit Card.1 Win, win!

Get up to 25,000 Virgin Points when you open a Virgin Atlantic Reward+ Credit Card.1 Enough for an Economy round trip flight to New York.2

Earn points on your everyday spending, then swap for flights, experiences and more. Bon voyage!
1See 'How it works' for the steps you need to complete to get your welcome and refer a friend bonus points.
2When redeeming points or vouchers for flights, points cost varies based on destination, demand, route and season. Taxes, fees and carrier-imposed surcharges are payable separately, and will be shown at the time of booking.
How it works
- Choose the card that suits you
The total bonus points that you'll earn depends on the card you choose. Select your card, check your eligibility and apply. - Join the club
To use your points, join Virgin Atlantic Flying Club Link opens in a new window. This will also make you a member of Virgin Red, the rewards club from Virgin. In the credit card app, link your Virgin Red account and link your Flying Club number Link opens in a new window. - Enter your referral code
In the Credit Card app, head to the Rewards Lounge. Then enter the code from your friend within 60 days of opening your account. - Get your points!
Make a purchase to get your welcome bonus points (no minimum spend). Spend £3,000 or more to get your refer a friend bonus points. You must do both within 90 days of account opening. Your points will show in your app 5 days after your next statement is available.
Choose the card that suits you
Virgin Atlantic Reward+ Credit Card
Get up to 25,000 Virgin Points!- Earn 18,000 welcome bonus points with your first card purchase, made within 90 days of taking out the card.
- Plus 7,000 refer a friend bonus points. Enter your referral code within 60 days. Spend £3,000 within 90 days of taking out the card.
- 1.5 Virgin Points for every £1 spent on everyday purchases.*
- 3 Virgin Points for every £1 spent direct with Virgin Atlantic or Virgin Holidays*
- Earn a flight upgrade or companion ticket if you spend £10,000 or more a year on purchases. Terms applyLink opens in a new window.
Virgin Atlantic Reward Credit Card
Get up to 7,000 Virgin Points!- Earn 3,000 welcome bonus points with your first card purchase, made within 90 days of taking out the card.
- Plus 4,000 refer a friend bonus points. Enter your referral code within 60 days. Spend £3,000 within 90 days of taking out the card.
- 0.75 Virgin Points for every £1 spent on everyday purchases.*
- 1.5 Virgin Points for every £1 spent direct with Virgin Atlantic or Virgin Holidays*
- Earn a flight upgrade or companion ticket if you spend £20,000 or more a year on purchases. Terms applyLink opens in a new window.
*The points you can earn each month are capped based on your credit limit. For example, if your credit limit is £5,000, you'll earn points on the first £5,000 of card purchases in a month. If you spend more than that, then you won't earn points on any additional spending.
We'll reset the counter every month on the date of your credit card statement. The cap doesn't apply to bonus points. You'll earn double points when you spend directly with Virgin Atlantic and Virgin Holidays. We'll add your points to your Flying Club account every month within 5 days of your credit card statement.
Straight to the points
Enter your monthly spend to see how many points you’ll earn a year.
If you spend £650 on your Virgin Atlantic Credit Card each month, you'll earn:
Virgin Atlantic Reward+ Credit Card
Virgin Points a year
Virgin Atlantic Reward Credit Card
Virgin Points a year
This doesn't include bonus points, promotional offers or reward vouchers.
Virgin Atlantic Reward+ Credit Card comes with an £160 annual fee. There's no annual fee for the Virgin Atlantic Reward Credit Card.
Where will you go?

New York one-way saver seat from
Virgin points

Los Angeles return flights from
Virgin points

Mexico premium return
flights from
Virgin points

New York return flights
from
Virgin points

Orlando premium return
flights from
Virgin points

Delhi upper class return
flights from
Virgin points
Your Virgin Points never expire and can be used for every seat onboard a Virgin Atlantic flight. The choice is endless!
You also have the option to use your points for discounts. Meaning you can start paying less for flights from as little as 3,000 points.
1 Seats at Saver price points are subject to availability and will not always be available in every cabin or on every flight.
2 Points needed to redeem offers varies depending on season, route and demand. Taxes, fees and carrier-imposed surcharges apply, and will be shown at the time of booking.
Virgin Atlantic Flying Club Terms Link opens in a new window
Red hot rewards
You'll also find hundreds of ways to spend your points with Virgin Red. From extraordinary experiences to everyday treats, the choice is yours!
Discover Virgin Red
Questions about Virgin Atlantic Credit Cards
Points are earned for every £1 spent on card purchases. You won’t earn points on any cash transactions, balance transfers or money transfers.
With a Virgin Atlantic Reward Credit Card you'll earn 0.75 points for every £1 you spend. Or, if you have chosen the Virgin Atlantic Reward+ Credit Card with a £160 annual fee, you'll earn 1.5 points for every £1 you spend. Every time you spend direct with Virgin Atlantic and Virgin Holidays you'll also earn double Virgin Points.
We calculate the points earned on each transaction, including points on parts of £1 spent. This total amount is then rounded up to the nearest whole point and added to your Flying Club account within 5 days of your monthly statement.
The points you can earn each month are capped based on your credit limit. For example, if your credit limit is £5,000, you'll earn points on the first £5,000 of card purchases in a month. If you spend more than that, then you won't earn points on any additional spending. We'll reset the counter every month on the date of your credit card statement. The cap doesn't apply to bonus points.
You must have provided Virgin Money with a valid Flying Club number in the name of the main account holder to earn your Virgin Points.
You can choose from a huge range of rewards such as flights and upgrades with Virgin Atlantic and our airlines partner, as well as other rewards like hotel stays, spa days and so much more.
You’ll find links to the Virgin Atlantic Flying Club and Virgin Red from the app. Just tap ‘Virgin Atlantic Rewards Lounge'.
In the app just tap ‘Virgin Atlantic Rewards Lounge'. If you've given us your Flying Club number, you'll be able to see the points you've earned with your credit card during your last statement period.
If you can't see your points, it's usually because we don't have your Flying Club number. To update this in the app, go to the same screen (tap ‘Virgin Atlantic Rewards Lounge') and enter your Flying Club number - it's a 10-digit number which starts with a 1. It may take a few days for this to update, so keep checking back. If there are any issues, we'll let you know.
Having trouble?
- If you’ve forgotten your number, or you’re not yet a member, visit Flying Club Link opens in a new window.
- If you’ve tried to add this and your number isn’t recognised, please check to ensure the name and date of birth on your Flying Club account match those provided on your credit card profile.
- You can only link a Flying Club account in your name, so if you’ve used someone else’s account, please update this to your own Flying Club number.
There’s a cap on the Virgin Points you can earn each month based on your credit limit.
So if your credit limit is £5,000, you’ll earn points on the first £5,000 of card purchases in a month. If you spend more than that, you won’t earn points on that bit. We’ll reset the counter every month on the date of your credit card statement.
The cap doesn't apply to bonus points.
Questions about our refer a friend offer
It only takes a few steps to enter your referral code.
- Download and register for the Virgin Money Credit Card app Link opens in a new window.
- Tap your Virgin Atlantic Credit Card.
- Then tap ' Virgin Atlantic Rewards Lounge'.
- Head to the 'Refer a friend' section.
- Then copy and paste the message from your friend that includes your referral code. We'll shorten it to just the code for you. You need to do this within 60 days of account opening.
Only card purchases. It will not include cash advances, balance transfers, money transfers, interest or fees. To earn your refer a friend bonus Virgin Points, you need to spend £3,000 or more on card purchases within 90 days of account opening.
Your friend will get 5,000 bonus Virgin Points if you:
- Enter your friends referral code in the Virgin Atlantic Rewards Lounge in the Credit Card app. You need to do this within 60 days of account opening.
- Spend £3,000 on your Virgin Atlantic Credit Card within 90 days of opening your account.
Once you've done this, we'll email your friend to tell them they're getting their bonus points.
Yes, once you have your Virgin Atlantic Credit Card you can refer friends too. We'll reward you for the first 10 successful referrals. You'll get 5,000 bonus Virgin Points for each referral, up to the annual 50,000 refer a friend bonus points limit. This limit resets one year from when you first reveal your code. Each friend you refer will be eligible for their refer a friend bonus points.
Follow these steps to share your code with your friends:
- Head to the Virgin Money Credit Card app Link opens in a new window.
- Tap on your Virgin Atlantic Credit Card.
- Then tap 'Virgin Atlantic Rewards Lounge'.
- Tap into the 'Refer a friend' section.
- Tap ‘Reveal code’ and then tap 'Copy code'. This will copy your referral code and includes a handy link to our website that includes everything your friend needs to know. Share this with your friends.
The legal bits
Time to give your scrolly finger a workout
You’ll need to make your minimum payment when it’s due. If we do not receive the minimum payment when it’s due we will withdraw the promotional rate with effect from the start of that statement period.
When a promotional rate ends or is withdrawn, we charge the current standard interest rate that applies to that transaction.
You will not be able to transfer a balance from another Virgin Money, Clydesdale Bank, Yorkshire Bank or B credit card and should not use your card to repay other borrowing from Clydesdale Bank plc.
Credit is available, subject to status, only to UK residents aged 18 or over.
When you apply for a credit card, we check your credit report to ensure we are lending responsibly. This check stays on your credit report. It may be used by other providers to decide whether to offer you their lending products.
The Virgin Atlantic Credit Card is issued by Clydesdale Bank plc (trading as Virgin Money). Registered in Scotland (Company No. SC001111). Registered Office: 177 Bothwell Street, Glasgow, G2 7ER. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Representative example
Close ModalThe representative example helps you compare different products. It combines the purchase rate and other fees to give a more complete picture of how much borrowing will cost you. The lower the APR (Annual Percentage Rate), the cheaper it is for you to borrow.
The representative APR calculation is based on:
- a credit limit of £1,200
- spending £1,200 in one go
- paying it back in equal, regular instalments over the year
- not spending any more
UK lenders use £1,200 to make comparing easier. It’s not a reflection of your credit limit.
Close ModalOk, got it