Check your eligibility
Before you apply, use our card checker
- it only takes a few minutes
- you'll see your guaranteed credit limit on pre-approved cards
- it won't affect your credit score
To manage your card, you'll need the Virgin Money Credit Card app.
Check your eligibilityYou’ll need to make your minimum payment when it’s due. If you don’t, we’ll stop your promotional rate (from the start of that statement period). So it’s worth setting up a Direct Debit to meet your monthly repayment.
You can do a balance transfer from a UK credit card or store card that has a Visa or Mastercard logo. You cannot do a balance transfer from another Nationwide or Virgin Money Credit Card.
You should not use your card to repay borrowing from Nationwide or Virgin Money.
Credit is available, subject to status, only to UK residents aged 18 or over.
Calls are charged at your service provider’s prevailing rate and may be monitored and recorded.
Virgin Money and Virgin Atlantic Credit Cards are issued by Nationwide Building Society (trading as Virgin Money). Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 106078. Head Office: Nationwide House, Pipers Way, Swindon, Wiltshire, SN38 1NW.
No match explained
Close ModalWe ran a soft credit check but we could not match your details.
Still want to apply?
We will not be able to confirm if you'll be accepted until you complete the application. We do a hard credit check when you apply. This stays on your credit report and can affect your credit score
Want to try again?
If you think you might have made a mistake in our card checker, you could try checking your eligibility again.
Close ModalOk, got itYou're pre-approved
Close ModalGreat news! If you apply for this card you'll be accepted, as long as you:
- don't change any of the details you previously shared
- pass our standard identity checks
- start your application within the next 20 minutes
- complete your application today
After these times you'll need to check your eligibility again.
Close ModalOk, got itYou're pre-approved
Close ModalWe can offer you at least this credit limit based on the info you've shared.
You'll get this credit limit as long as you:
- start your application within the next 20 minutes
- complete your application today
- don't change any of the details you previously shared
- pass our standard identity checks
Need more?
You can tell us in your application if you need more for a balance transfer. We'll consider this when we look at your credit limit again. This means your new credit limit may be higher.
Want less?
Once you've got your credit card, there's an online form you can use to reduce your credit limit.
Close ModalOk, got itHighly likely
Close ModalGood news about your card
You're highly likely to be approved, as long as you:
- start your application within the next 20 minutes.
- complete your application today
- don't change any of the details you previously shared
- pass our standard identity checks
Representative example
Close ModalThe representative example helps you compare different products. It combines the purchase rate and other fees to give a more complete picture of how much borrowing will cost you. The lower the APR (Annual Percentage Rate), the cheaper it is for you to borrow.
The representative APR calculation is based on:
- a credit limit of £1,200
- spending £1,200 in one go
- paying it back in equal, regular instalments over the year
- not spending any more
UK lenders use £1,200 to make comparing easier. It’s not a reflection of your credit limit.
Close ModalOk, got it