To manage your card, you'll need the Virgin Money Credit Card app.
Check your eligibility* The points you can earn each month are capped based on your credit limit. For example, if your credit limit is £5,000, you’ll earn points on the first £5,000 of card purchases in a month. If you spend more than that, then you won’t earn points on any additional spending. We’ll reset the counter every month on the date of your credit card statement. The cap doesn’t apply to bonus points. You’ll earn double points when you spend directly with Virgin Atlantic and Virgin Holidays. We’ll add your points to your Flying Club account every month within 5 days of your credit card statement.
You’ll need to make your minimum payment when it’s due. If you don’t, we’ll stop your promotional rate (from the start of that statement period). So it’s worth setting up a Direct Debit to meet your monthly repayment.
You will not be able to transfer a balance from another Virgin Money, Clydesdale Bank, Yorkshire Bank or B credit card and should not use your card to repay other borrowing from Clydesdale Bank PLC.
Credit is available, subject to status, only to UK residents aged 18 or over.
Calls are charged at your service provider’s prevailing rate and may be monitored and recorded.
The Virgin Money Credit Card is issued by Clydesdale Bank PLC (trading as Virgin Money). Registered in Scotland (Company No. SC001111). Registered Office: 177 Bothwell Street, Glasgow, G2 7ER. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
We can offer you at least this credit limit based on the info you've shared.
You'll get this credit limit as long as you:
Need more?
You can tell us in your application if you need more for a balance transfer. We'll consider this when we look at your credit limit again. This means your new credit limit may be higher.
Want less?
Once you've got your credit card, there's an online form you can use to reduce your credit limit.
Close ModalOk, got itWe can offer you at least this credit limit based on the info you've shared.
You'll get this credit limit as long as you:
Need more?
You can tell us in your application if you need more for a balance transfer. We'll consider this when we look at your credit limit again. This means your new credit limit may be higher.
Want less?
Once you've got your credit card, there's an online form you can use to reduce your credit limit.
Close ModalOk, got it