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Boss your credit card

Our credit card app is the easiest way to stay in control of your credit card. Download it today if you haven’t got it already.

Download on the Apple App Store

iOS 14.7 and above

Get it on Google Play

Android 9 or above

Discover the app

Need some help?

Our Help Centre is packed with straight up advice. FAQs, how-to-guides and all the help you need.

Visit Help Centre

Handy links

Top tips to manage your credit card

Keep up with payments

It’s a biggie. The best way to make sure you don’t miss a payment is to set up a monthly Direct Debit.

How do I make a payment?

Be aware of fraud

If you see suspicious activity in your transactions, freeze your card in the app right away.

Check your statement

You’ll get a statement every month that shows your minimum payment and the amount of interest that’s been charged.

Update your account

Use our online forms to update your account. Request a change to your credit limit, order a new PIN and more.

Visit our online forms

Virgin Atlantic Reward credit card

Get started with your Virgin Atlantic Reward credit card and unlock a world of fantastic rewards.

Virgin Atlantic customers

Clock up some cool cashback

Earn cashback on your credit card spending - what’s not to love?

Register in the app. Tap 'More' and look for the cashback section.

Discover cashback

Superb support you can count on

Worried about money?

We’re here to help and support you through tough times.

Get advice on managing your money and if you’re struggling with repayments.

Support for money worries

24/7 in-app support

Get help with your credit card from Redi, our digital host.

Start a chat in the app for quick answers to your questions.

Learn more

Virgin Money Stores

Come and see us in person at one of our fabulous Virgin Money Stores. Find your nearest Store and plan your visit.

Virgin Money Stores

The legal bits

Time to give your scrolly finger a workout

You’ll need to make your minimum payment when it’s due. If we do not receive the minimum payment when it’s due, or you go over your credit limit, we will withdraw the promotional rate with effect from the start of that statement period.

When a promotional rate ends or is withdrawn, we charge the current standard interest rate that applies to that transaction.

You will not be able to transfer a balance from another Virgin Money, Clydesdale Bank, Yorkshire Bank or B credit card and should not use your card to repay other borrowing from Clydesdale Bank plc.

Credit is available, subject to status, only to UK residents aged 18 or over.

Calls are charged at your service provider’s prevailing rate and may be monitored and recorded.

The Virgin Atlantic Credit Card is issued by Clydesdale Bank plc (trading as Virgin Money). Registered in Scotland (Company No. SC001111). Registered Office: 177 Bothwell Street, Glasgow, G2 7ER. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Virgin Money adheres to the Standard of Lending Practice which are monitored and enforced by the Lending Standards Board: www.lendingstandardsboard.org.uk

Your copy of the Statement of Lender and Borrower Responsibilities