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Your new monthly payment

Select the option that's best for you and we'll give you an idea of what your new mortgage payment could be.

Remaining term

How long is left before your current mortgage will be fully paid

New mortgage term

Your new mortgage term is your remaining term plus your requested extension. This cannot exceed 40 years in total. If you are a Virgin Money customer, the number of months requested on your new term must be the same as currently remaining on your term.
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Over the 6-month interest-only period, your monthly payment will be approximately

£0

When the interest-only period ends after 6 months, your monthly payments could be approximately

£0

Your new monthly payment will be approximately

£0

We've reached this payment amount based solely on the information you've given us. We've assumed:

  • you're extending the term on your mortgage on a permanent basis
  • the information you've given us is accurate
  • you're currently repaying both the capital and interest on your mortgage
  • you do not overpay on your mortgage, and have not done so previously. If you've been making overpayments, you may pay less than the amount shown in this illustration
  • your payments are up to date
  • the interest rate you're currently paying is still in place when this period ends
  • the information you've given us is accurate
  • you do not overpay on your mortgage, and have not done so previously. If you've been making overpayments, you may pay less over the 6 months of the support period than the amount shown in this illustration
  • your payments are up to date

Things you should know

  • You can choose to change back to the original term any time within the first 6 months.
  • If you stay on your new term for more than 6 months, any request to change back to your original term will be subject to our lending policy and full income and expenditure assessment.

Requesting an extension to your mortgage term will not affect your credit score Your credit score can be affected if you choose a new mortgage which involves additional borrowing, or by other factors including how much credit you use, your payment history and applications for credit elsewhere..

Apply now

Things you should know

  • You can choose to change back to the original term any time within the first 6 months.
  • If you stay on your new term for more than 6 months, any request to change back to your original term will be subject to our lending policy and full income and expenditure assessment.

Requesting an extension to your mortgage term will not affect your credit score Your credit score can be affected if you choose a new mortgage which involves additional borrowing, or by other factors including how much credit you use, your payment history and applications for credit elsewhere..

Apply now
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