Spreads your money across shares and bonds, investing globally, adopting a cautious approach (in terms of risk) to growing your money.

Typical Fund Mix

  • 3% in cash.
  • 12% in government bonds.
  • 49% in corporate bonds.
  • 2% in higher yielding bonds.
  • 32% in global shares.
  • 2% in global property shares.

Important news about some changes we’re making to this fund in February 2023. Find out more

Please bear in mind, the value of your investment can go down as well as up and you may get back less than you invest. Tax benefits and tax rules depend on individual circumstances and may change in the future. The earliest you can normally take your pension savings is your 55th birthday. If you stop or reduce your payments you will reduce the amount you get back from your pension.

You do not have the right to cancel stock market based investments like the Virgin Stakeholder Pension that are sold over the phone or online.

You can invest in any of our funds within your pension, in any combination, and switch between them whenever you like, for no extra charge.

Take a look at our other funds