ISA Stocks and Shares - Best Direct Stocks and Shares ISA provider 2021

Why not transfer ISAs you hold elsewhere to us? We can take care of everything.

Compare our funds

Our funds give you easy access to different levels of risk and return. No need to spend time managing individual investments, it's all done for you.

See our main funds.

We also offer the Climate Change Fund. This only invests your money in hand-picked companies with strong environmental credentials.

Our main funds have an annual ongoing charge of 0.60% or 0.85% of the value of your investment which includes the costs of running the fund. The Climate Change Fund has an annual ongoing charge of 1.3%.

How do I transfer?

  1. Read the Terms & Conditions.
  2. Read the Key Investor Information about the fund(s) you want to invest in.
  3. Download and complete an ISA transfer form. If you are transferring from more than one ISA provider, you will need to complete a form for each one.
  4. Send the form back to us at Freepost Virgin Money, PO Box 9522, Chelmsford, CM99 2AB.

Our ISA Transfer team will take it from here to ensure that the transfer goes as smoothly as possible and we’ll be in touch again during the transfer process.

Please note the transfer of Stocks and Shares ISAs may take a number of weeks as it is dependent on the provider who currently looks after the ISA you are transferring to us.

ISA transfer form  

Remember, the value of your investments can go down as well as up and you may get back less than you invest. This is a medium to long term investment so you should be prepared to invest your money for at least five years. Past performance is not a reliable guide to the future.

Choose a fund

We have five funds giving you easy access to different levels of risk and return. No need to spend time managing individual investments, it's all done for you.

Risk and reward potential

Pie to show Bond and Gilt fund, 50% bond and 50% gilt.
On the financial markets, rates of return are typically linked to risk. Over the longer term, investors who are prepared to accept greater risk can typically look forward to higher returns. The risk indicator shows the Fund’s risk and reward profile. Risk level 1 signals a low risk of losing money but typically offers limited potential rewards. At risk level 7, the risk of losing money is much higher, but the potential rewards are typically much greater. Note that even investments in the lowest risk category are not entirely free of risk. The risk indicator is based on the rate at which the value of the Fund has moved up and down in the past. Note that past figures may not be a reliable indication for the future. The risk category shown is not a target or guarantee and may move over time.

Bond and Gilt Fund

A low risk fund which puts your money in bonds issued by the UK Government and highly rated companies.

Find out more
Gilts
Corporate bonds

Risk and reward potential

Pie to show split of Bond, Gilt UK Share Fund 41% in Government bonds, 9% in corporate bonds and 50% in UK shares.
On the financial markets, rates of return are typically linked to risk. Over the longer term, investors who are prepared to accept greater risk can typically look forward to higher returns. The risk indicator shows the Fund’s risk and reward profile. Risk level 1 signals a low risk of losing money but typically offers limited potential rewards. At risk level 7, the risk of losing money is much higher, but the potential rewards are typically much greater. Note that even investments in the lowest risk category are not entirely free of risk. The risk indicator is based on the rate at which the value of the Fund has moved up and down in the past. Note that past figures may not be a reliable indication for the future. The risk category shown is not a target or guarantee and may move over time.

Growth Fund 1

Spreads your money across shares and bonds, investing globally, adopting a cautious approach (in terms of risk) to growing your money.

Find out more
Cash
Corporate bonds
Government bonds
Higher yielding bonds
Global shares
Global property shares

Risk and reward potential

Fund pie chart to show Bond, Gilt UK and Overseas Share Fund. 16% in Government bonds, 9% in corporate bonds, 25% in overseas shares, 50% in UK shares.
On the financial markets, rates of return are typically linked to risk. Over the longer term, investors who are prepared to accept greater risk can typically look forward to higher returns. The risk indicator shows the Fund’s risk and reward profile. Risk level 1 signals a low risk of losing money but typically offers limited potential rewards. At risk level 7, the risk of losing money is much higher, but the potential rewards are typically much greater. Note that even investments in the lowest risk category are not entirely free of risk. The risk indicator is based on the rate at which the value of the Fund has moved up and down in the past. Note that past figures may not be a reliable indication for the future. The risk category shown is not a target or guarantee and may move over time.

Growth Fund 2

Spreads your money across shares and bonds, investing globally, adopting a balanced approach (in terms of risk) to growing your money.

Find out more
Cash
Corporate bonds
Government bonds
Higher yielding bonds
Global shares
Global property shares

Risk and reward potential

Fund pie to show FTSE All-Share Fund. 100% UK Shares.
On the financial markets, rates of return are typically linked to risk. Over the longer term, investors who are prepared to accept greater risk can typically look forward to higher returns. The risk indicator shows the Fund’s risk and reward profile. Risk level 1 signals a low risk of losing money but typically offers limited potential rewards. At risk level 7, the risk of losing money is much higher, but the potential rewards are typically much greater. Note that even investments in the lowest risk category are not entirely free of risk. The risk indicator is based on the rate at which the value of the Fund has moved up and down in the past. Note that past figures may not be a reliable indication for the future. The risk category shown is not a target or guarantee and may move over time.

UK FTSE All-Share Fund

Invests in 600+ companies on the FTSE All-Share Index.

Find out more
UK shares

Risk and reward potential

Fund pie to show Global Share Fund. 25 percent in emerging market shares, 25 percent in UK shares, 50 percent in overseas shares.
On the financial markets, rates of return are typically linked to risk. Over the longer term, investors who are prepared to accept greater risk can typically look forward to higher returns. The risk indicator shows the Fund’s risk and reward profile. Risk level 1 signals a low risk of losing money but typically offers limited potential rewards. At risk level 7, the risk of losing money is much higher, but the potential rewards are typically much greater. Note that even investments in the lowest risk category are not entirely free of risk. The risk indicator is based on the rate at which the value of the Fund has moved up and down in the past. Note that past figures may not be a reliable indication for the future. The risk category shown is not a target or guarantee and may move over time.

Global Share Fund

Invests in shares across different countries and regions, giving you real geographic diversity.

Find out more
UK shares
Overseas shares
Emerging market shares

Dedicated support

We’ll provide ongoing support throughout the transfer process.

No hidden fees

Clear and transparent pricing with no hidden fees. More information.

Offers

Virgin Group deals

Access to exclusive Virgin Group offers and discounts.

Full control

Add lump sums, or start or stop regular payments at any time.

Remember, the value of your investments can go down as well as up and you may get back less than you invest. This is a medium to long term investment so you should be prepared to invest your money for at least five years. Past performance is not a reliable guide to the future.

Ready to transfer your Stocks & Shares ISA?

Download our Stocks & Shares ISA transfer form  

Frequently asked questions

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