FEATURED ACCOUNT
M Plus current account
1.00% AER1 (1.00% Gross2 P.A.) variable on balances up to £1,000, interest paid monthly.
Linked to the M Plus Saver
1.75% AER1 (1.74% Gross2 P.A.) variable on balances up to £25,000, and 1.25% AER1 (1.24% Gross2 per annum variable) on balances above £25,000. Interest paid quarterly.
This rate applies from 30 March 2026. Until then, you'll earn 2.00% AER1 (1.99% gross2 per annum variable) on balances up to £25,000 and 1.50% AER1 (1.49% gross2), on any balances above £25,000. Find out more about our rate change.
Account features
- Pay money in at any time
- Take money out at any time
- No monthly fee
- Exclusive rewards
EXCLUSIVE ACCOUNT
Variable rate of:
3.25%
AER1 Tax-free3
Pay money in
At any time
Pay up to £20,000 in the current tax year. ISA transfers in are accepted at anytime
Take money out
At any time
Fixed rate until 24 January 2027 of:
4.01%
AER1 Tax-free3
Pay money in
Within 30 days from account opening
Pay up to £20,000 in the current tax year. ISA Transfers in are accepted during this period.
Take money out
Subject to a charge
Equivalent to 60 days loss of interest on the amount withdrawn
Variable rate of:
3.90%
for the first three withdrawals,
followed by a variable rate of
1.10%
AER1 Tax-free3
Pay money in
At any time
Pay up to £20,000 in the current tax year. ISA transfers in are accepted at anytime
Take money out
At any time
Variable rate of:
3.90%
for the first three withdrawals,
followed by a variable rate of
1.10%
AER1 Gross2 P.A.
Pay money in
At any time
Pay in up to a maximum balance of £250,000
Take money out
At any time
Fixed rate until 20 January 2027 of:
4.01%
AER1 Gross2 P.A.
Pay money in
For a limited period of time
Up to the maximum balance of £1,000,000
Take money out
No withdrawals permitted during the fixed rate period
Save with confidence
We're covered by the Financial Services Compensation Scheme. Savings with Virgin Money are covered up to £120,000 per person.
View the FSCS guarantee
