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Open and manage your account online 24/7

You get a current account... 2.02% AER1 (2.00% gross2 per annum variable) on balances up to £1,000, interest paid monthly.
linked to a savings account 0.50% AER1 (0.50% gross2 per annum variable) on your savings balance up to 26 April 2021, interest paid quarterly. Please note, from 27 April 2021 the interest rate will change to 0.35% Gross/AER1 (0.35% gross2 per annum variable).
Pay money in At any time
Take money out At any time
Variable rate of:

0.50%

AER1 Tax-free3 P.A.
Pay money in At any time Pay up to £20,000 in the current tax year. ISA transfers in are accepted at anytime
Take money out At any time
Fixed rate of:

0.35%

AER1 Tax-free3 P.A.
Moneyfacts awards 2020 - Best Cash ISA Provider
Moneyfacts awards 2020 - Best Cash ISA Provider
Pay money in Within 30 days from account opening Pay up to £20,000 in the current tax year. ISA Transfers in are accepted during this period.
Take money out Subject to a charge Equivalent to 60 days loss of interest on the amount withdrawn
Variable rate of:

0.25%

AER1 Tax-free3 P.A.
Moneyfacts awards 2020 - Best Cash ISA Provider
Moneyfacts awards 2020 - Best Cash ISA Provider
Pay money in At any time Pay up to £20,000 in the current tax year. ISA transfers in are accepted at anytime
Take money out At any time
Variable rate of:

0.25%

AER1 Gross2 P.A.
Savings Champion 2019 Awards - Best Multi-channel Savings Provider
Savings Champion 2019 Awards - Best Multi-channel Savings Provider
Pay money in At any time Pay in up to a maximum balance of £250,000
Take money out At any time
Fixed rate of:

0.35%

AER1 Gross2 P.A.
Savings Champion 2019 Awards - Best Multi-channel Savings Provider
Savings Champion 2019 Awards - Best Multi-channel Savings Provider
Pay money in For a limited period of time Up to the maximum balance of £1,000,000
Take money out No withdrawals permitted during the fixed rate period

Open your account offline

You get a current account... 2.02% AER1 (2.00% gross2 per annum variable) on balances up to £1,000, interest paid monthly.
linked to a savings account 0.50% AER1 (0.50% gross2 per annum variable) on your savings balance up to 26 April 2021, interest paid quarterly. Please note, from 27 April 2021 the interest rate will change to 0.35% Gross/AER1 (0.35% gross2 per annum variable).
Pay money in At any time
Take money out At any time
Variable rate of:

0.50%

AER1 Tax-free3 P.A.
Pay money in At any time Pay up to £20,000 in the current tax year. ISA transfers in are accepted at anytime
Take money out At any time
Variable rate of:

0.25%

AER1 Tax-free3 P.A.
Moneyfacts awards 2020 - Best Cash ISA Provider
Moneyfacts awards 2020 - Best Cash ISA Provider
Pay money in At any time Pay up to £20,000 in the current tax year. ISA transfers in are accepted at anytime
Take money out At any time
Variable rate of:

0.15%

AER1 Gross2 P.A.
Your Money Awards 2019 - Best Direct Savings Account 2019
Your Money Awards 2019 - Best Direct Savings Account 2019
Pay money in At any time Pay in up to a maximum balance of £500,000
Take money out At any time
Variable rate of:

0.25%

AER1 Gross2 P.A.
Moneyfacts awards 2019 - Best High Street Savings Provider of the Year
Moneyfacts awards 2019 - Best High Street Savings Provider of the Year
Pay money in At any time Pay in up to a maximum balance of £250,000
Take money out At any time

Save with confidence

As we are covered by the Financial Services Compensation Scheme, savings with Virgin Money are covered up to £85,000 per person.

View the FSCS guarantee