What’s covered?
With a single-trip or annual multi-trip policy your family will be covered for:
- travel delays and missed departures
- loss, theft or damage to your belongings
- emergency medical treatment
With all our policies you get
24/7 worldwide medical assistance
With access to a doctor who speaks English by phone, video or in person, where available.
Access anywhere, anytime
View your documents, update your details and renew your policy online.
Protection when nature has other plans
Cover for cancellation, interruption or delay caused by a natural disaster.
Gadget protection built in
Enjoy up to £750 of cover for the tech you take away with you.
Choose your core cover
Pick from 3 levels of travel insurance cover, available with single-trip and annual multi-trip policies.
Cover applies subject to policy terms and conditions, limits and any excess payable.
View policy wording Link opens in a new windowRed![]() | Silver![]() | Gold![]() | |
|---|---|---|---|
| Emergency medical abroad | £10m | £12.5m | £15m |
| Trip cancellation | £3,000 | £5,000 | £7,500 |
| Baggage | £1,250 | £2,000 | £3,000 |
| Gadget cover | £500 | £500 | £750 |
| Personal money | £300 | £400 | £500 |
| Legal costs and expenses | £25,000 | £25,000 | £25,000 |
Upgrade your cover
Pay a little more and extend your travel insurance with our optional add-ons:
Subject to terms and conditions.
You can add extra cover if you're taking part in winter sports. Winter sports insurance covers for:
- emergency medical treatment for winter sports injuries
- delay, loss, theft or damage to ski equipment
- ski pack expenses
- piste closure
- search and rescue costs
Cruises are covered as standard with our travel insurance.
If you want extra peace of mind while you're on board, our Cruise Cover add-on gives you extra cover for life at sea. It covers you if:
- you're confined to your cabin
- you miss a pre-booked excursion
- you miss a port of call
- you're denied boarding
This gives you extra protection for your gadgets while you're on holiday. All levels of gadget cover include:
- theft
- loss
- accidental damage
- malicious damage
When you make a claim you'll have to pay an excess charge. If you want to waive this cost, add 'excess waiver' cover to your policy.
Adding this as an extra means that if a vehicle you've rented gets damaged, you can get back the excess set out in the rental agreement.
Travel tips
Travel vaccinations
Read the NHS guide to vaccinations and protecting yourself and your loved ones against disease in other parts of the world.
Minimise threats to your personal safety when you travel
Read advice from the NHS to ensure a trouble-free holiday.

