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What’s covered?

With a single-trip or annual multi-trip policy your family will be covered for:

  • travel delays and missed departures
  • loss, theft or damage to your belongings
  • emergency medical treatment
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With all our policies you get

24/7 worldwide medical assistance

With access to a doctor who speaks English by phone, video or in person, where available.

Access anywhere, anytime

View your documents, update your details and renew your policy online.

Protection when nature has other plans

Cover for cancellation, interruption or delay caused by a natural disaster.

Gadget protection built in

Enjoy up to £750 of cover for the tech you take away with you.

Choose your core cover

Pick from 3 levels of travel insurance cover, available with single-trip and annual multi-trip policies.

Cover applies subject to policy terms and conditions, limits and any excess payable.

View policy wording Link opens in a new window
 Red
Defaqto 4 star expert rated cover
Silver
Defaqto 5 star expert rated cover
Gold
Defaqto 5 star expert rated cover
Emergency medical abroad£10m£12.5m£15m
Trip cancellation£3,000£5,000£7,500
Baggage£1,250£2,000£3,000
Gadget cover£500£500£750
Personal money£300£400£500
Legal costs and expenses£25,000£25,000£25,000

Upgrade your cover

Pay a little more and extend your travel insurance with our optional add-ons:

Subject to terms and conditions.

You can add extra cover if you're taking part in winter sports. Winter sports insurance covers for:

  • emergency medical treatment for winter sports injuries
  • delay, loss, theft or damage to ski equipment
  • ski pack expenses
  • piste closure
  • search and rescue costs

Cruises are covered as standard with our travel insurance.

If you want extra peace of mind while you're on board, our Cruise Cover add-on gives you extra cover for life at sea. It covers you if:

  • you're confined to your cabin
  • you miss a pre-booked excursion
  • you miss a port of call
  • you're denied boarding

This gives you extra protection for your gadgets while you're on holiday. All levels of gadget cover include:

  • theft
  • loss
  • accidental damage
  • malicious damage

When you make a claim you'll have to pay an excess charge. If you want to waive this cost, add 'excess waiver' cover to your policy.

Adding this as an extra means that if a vehicle you've rented gets damaged, you can get back the excess set out in the rental agreement.

Get a travel insurance quote online

Sort your cover in a few easy steps.

Get a quote

Virgin Money Travel Insurance is promoted by CYB Intermediaries Ltd, registered at Jubilee House, Gosforth, NE3 4PL (Company No: 04056283) who is authorised and regulated by the Financial Conduct Authority under Financial Services Register no. 305065 and administered by Hood Travel Ltd, registered in England and Wales No. 08318836 at 2nd Floor, Dencora Court, Tylers Avenue, Southend-on-Sea, Essex, SS1 2BB. Hood Travel Ltd is authorised and regulated by the Financial Conduct Authority under Financial Services Register no. 597211. The core elements of Virgin Money Travel Insurance are underwritten by AWP P&C S.A., while the gadget cover is underwritten by AmTrust Specialty Limited. AWP P&C S.A. is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (Financial Services Register 534384). AmTrust Specialty Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (Financial Services Register 202189). Further information about these insurers can be found in your policy documentation.

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