What’s covered?
From Paris to Prague, you’ll be covered – unlock worry-free European exploration with our single trip or annual multi-trip policies.
- Travel delays and missed departures
- Loss, theft, or damage to your belongings
- Emergency medical treatment
Choose Virgin Money for travel insurance
24/7 worldwide medical assistance
Whenever and wherever you need us, help is a phone call away.
Online portal
Make a claim, update your details and renew your policy from anywhere in the world.
Optional cover for the extras too
Choose from our optional extras to cover your gadgets, cruise, winter sports or car hire excess. Fees apply.
Which countries are covered?
As long as the UK government are advising it’s safe, you can travel anywhere in Europe with our single-trip and annual multi-trip policies. Check the latest foreign travel advice before you travel.
Check the latest foreign travel advice Link opens in a new windowChoose your core cover
Pick from 3 levels of travel insurance cover available with single-trip and annual multi-trip policies.
| Red | Silver | Gold | |
|---|---|---|---|
| Emergency medical and repatriation expenses when you're abroad | £10m | £12.5m | £15m |
| Cancellation | £3,000 | £5,000 | £7,500 |
| Personal possessions | £1,250 | £2,000 | £3,000 |
| Standard gadget cover | £500 | £500 | £750 |
| Personal money | £500 | £750 | £1,000 |
| Legal costs and expenses | £25,000 | £25,000 | £25,000 |
Exclusions, sub-limits and excesses may apply. For the full table of cover limits check the policy wording.
View policy wording Link opens in a new windowAdd on your extras
Extend your travel insurance with our optional add-ons (fees apply):
Extend your travel insurance with our optional add-ons (Fees apply):
- emergency medical treatment caused by taking part in a winter sport
- the delay, loss, theft or damage to your ski equipment
- ski pack expenses
- piste closure
- avalanche closure
This is for activities and risks associated with going on a cruise. You’ll get:
- increased cover for your personal possessions
- cover for if you’re confined to your cabin
- cover for missed excursions and cruise itinerary changes
- cover for missed port departure
- cover for cruise interruption
Gadget cover is included on the policy as standard. Enhanced Gadget Cover gives you extra protection for your gadgets while you're on holiday. All levels of gadget cover include:
- theft
- loss
- accidental damage
- malicious damage
When you make a claim, you'll have to pay an excess charge. If you want to waive this cost, add 'excess waiver' cover to your policy.
Adding this as an extra means that if certain parts of a vehicle you've rented gets damaged such as the tyres, undercarriage or windscreen, you can get back the excess or deposit set out in the rental agreement.
Get a travel insurance quote online
Exclusions, sub-limits and excesses may apply. Please check the policy wording for the full table of cover limits.
Get a quoteTravel tips
Foreign travel advice
Check the latest advice on travelling abroad, safety and security on the UK government website.
Travel vaccinations
Read the NHS guide to vaccinations and protecting yourself and your loved ones against disease in other parts of the world.
Advice for going abroad
Going abroad is all about having fun, makes sure it ends well with these travel tips.
Virgin Money Travel Insurance is promoted by CYB Intermediaries Ltd, registered at Jubilee House, Gosforth, NE3 4PL (Company No: 04056283) who is authorised and regulated by the Financial Conduct Authority under Financial Services Register no. 305065 and administered by Hood Travel Limited, registered in England No. 08318836 at 2nd Floor, Dencora Court, Tylers Avenue, Southend-on-Sea, Essex, SS1 2BB. Hood Travel Limited is authorised and regulated by the Financial Conduct Authority under Financial Services Register no. 597211. The core elements of Virgin Money Travel Insurance are underwritten by ERGO Travel Insurance Services Ltd (ETI) on behalf of Great Lakes Insurance UK Ltd. Great Lakes Insurance UK Limited is a company incorporated in England and Wales with company number 13436330 and whose registered office address is 10 Fenchurch Avenue, London, United Kingdom, EC3M 5BN. Great Lakes Insurance UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 955859. You can check this on the Financial Services Register by visiting; https://register.fca.org.uk/ Link opens in a new window