What’s covered?
If you’re surfing it up on the Gold Coast of Australia or hitting the greens on the Costa del Sol, you’ll be covered.
- Over 60 sports and activities as standard
- Lost, theft, or damage to your belongings
- Emergency medical treatment
Choose Virgin Money for travel insurance
24/7 worldwide medical assistance
Whenever and wherever you need us, help is a phone call away.
Online portal
Make a claim, update your details and renew your policy from anywhere in the world.
Optional cover for the extras too
Choose from our optional extras to cover your gadgets, cruise, winter sports or car hire excess. Fees apply.
What activities and sports are covered?
We cover a wide range of over 60 sports and activities as standard. Here are some examples of what we cover:
- Hiking
- Snorkelling
- Cycling
- Surfing
- Swimming with dolphins
- Golf
Check our policy wording to see the full list of what is and isn't covered.
View policy wording Link opens in a new windowChoose your core cover
Pick from 3 levels of travel insurance cover available with single-trip and annual multi-trip policies.
| Red | Silver | Gold | |
|---|---|---|---|
| Emergency medical and repatriation expenses | £10m | £12.5m | £15m |
| Cancellation | £3,000 | £5,000 | £7,500 |
| Personal possessions | £1,250 | £2,000 | £3,000 |
| Standard gadget cover | £500 | £500 | £750 |
| Personal money | £500 | £750 | £1,000 |
| Legal costs and expenses | £25,000 | £25,000 | £25,000 |
Exclusions, sub-limits and excesses may apply. For the full table of cover limits check the policy wording.
View policy wording Link opens in a new windowAdd on your extras
Pay a little more and extend your travel insurance with our optional add-ons:
Winter sports insurance provides cover for:
- emergency medical treatment caused by taking part in a winter sport
- the delay, loss, theft or damage to your ski equipment
- ski pack expenses
- piste closure
- avalanche closure
This is for activities and risks associated with going on a cruise. You’ll get:
- increased cover for your personal possessions
- cover for if you’re confined to your cabin
- cover for missed excursions and cruise itinerary changes
This gives you extra protection for your gadgets while you're on holiday. All levels of gadget cover include:
- theft
- loss
- accidental damage
- malicious damage
When you make a claim you'll have to pay an excess charge. If you want to waive this cost, add 'excess waiver' cover to your policy.
Adding this as an extra means that if a vehicle you've rented gets damaged, you can get back the excess or deposit set out in the rental agreement.
Get a travel insurance quote online
Exclusions, sub-limits and excesses may apply. Please check the policy wording for the full table of cover limits.
Get a quoteVirgin Money Travel Insurance is promoted by CYB Intermediaries Ltd, registered at Jubilee House, Gosforth, NE3 4PL (Company No: 04056283) who is authorised and regulated by the Financial Conduct Authority under Financial Services Register no. 305065 and administered by Hood Travel Limited, registered in England No. 08318836 at 2nd Floor, Dencora Court, Tylers Avenue, Southend-on-Sea, Essex, SS1 2BB. Hood Travel Limited is authorised and regulated by the Financial Conduct Authority under Financial Services Register no. 597211. The core elements of Virgin Money Travel Insurance are underwritten by ERGO Travel Insurance Services Ltd (ETI) on behalf of Great Lakes Insurance UK Ltd. Great Lakes Insurance UK Limited is a company incorporated in England and Wales with company number 13436330 and whose registered office address is 10 Fenchurch Avenue, London, United Kingdom, EC3M 5BN. Great Lakes Insurance UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 955859. You can check this on the Financial Services Register by visiting; https://register.fca.org.uk/ Link opens in a new window