Virgin Money home insurance - Win Your Premium prize draw. Enter our prize draw to be in with a chance of winning your first year's home insurance premium.
1. Who can enter?
- You need to be 18 or over and resident in the UK.
- Customers must be eligible for a Virgin Money buildings & contents, buildings only, contents only policy under the policy Terms & Conditions.
- Landlord policies are not eligible for the draw.
- Virgin Money employees and contractors can’t enter.
- Anyone who has been involved in running this Prize Draw can’t enter.
- Existing Virgin Money Home Insurance and Landlord customers who already have a policy are excluded.
2. When can you enter?
- From the 2nd March to the 30th April 2026 every customer who purchases a Virgin Money Buildings, Contents policy will be entered into a prize draw to win back their first year’s home insurance premium.
3. How do you enter?
- You’re automatically entered into the prize draw if you’ve purchased a new Virgin Money buildings & contents, buildings only, contents only policy from 2nd March to the 30th April 2026
- The policy must commence before the 30th August 2026 and you must have paid your initial monthly instalment or full policy premium by 30th August 2026.
- Only 1 entry per insured address will be eligible for the prize draw.
4. How will the winners be chosen?
- The prize draw will take place on the 14th September 2026.
- All eligible customers will be entered into the prize draw and the winners will be randomly selected using a random number generator.
- The policy purchased during the campaign period must be live at the time of the prize draw being undertaken and paid up to date on the 14th September.
- Virgin Money’s decision is final and no correspondence will be entered into.
5. What is the prize?
- The prize relates to winning a sum equal to the cost of the 1st year’s premium at the point of the initial purchase.
- Each winner will get a refund of their premium equal to the amount of their annual premium payable. The annual insurance premium is the annual cost of your policy including premium finance, taxes, policy fees and any optional extras and add-ons chosen at the time of purchase.
- Any additional costs incurred as a result of a mid-term adjustment at a later date do not apply.
- There will be 3 winners drawn at random from all qualifying policies purchased during the campaign period
- You can only win one prize.
6. How do you know if you have won?
- We’ll contact the winners by email or post using the contact details provided on the home insurance application by 28th September 2026.
- Payment will be made to the account or credit / debit card that was used to pay the policy premium. No other payment method will be available.
- The winners can’t exchange or transfer their prize
- If there is no response from the winner within 60 days of being notified a new draw will take place for a new winner on the same basis as the original draw.
7. What else do you need to know?
- Virgin Money reserves the right in its sole discretion to disqualify any individual that corrupts or affects the administration, security, fairness, integrity or proper conduct of this prize draw.
- The promoter of this prize draw is Virgin Money, but our official name is Clydesdale Bank PLC. We’re registered in Scotland at 177 Bothwell Street, Glasgow, G2 7EL. Our company number is SC001111.
- This offer is subject to availability. We reserve the right to withdraw this offer without any notice at any time.
- The winners’ information and winning entries (if applicable) must be provided to the Advertising Standards Authority on request in the event of a dispute.
- The Promoter reserves the right to amend or close the prize draw without prior notice and the decision of the Promoter is final and no correspondence will be entered into.
- Any question concerning the legal interpretation of the terms and conditions will be based on the laws of England and Wales, and the Courts of England and Wales will have jurisdiction.
- On the odd occasion, disputes happen in relation to prize draws. We really hope to avoid them! If any problems come up, we will try to resolve them quickly. We’ll make the final decision in relation to any issues relating to the running of this Prize Draw.
- Customer can opt out of the prize draw at anytime after purchase and before 14th August by emailing theteam@homeinsurance.virginmoney.com or calling 0330 912 8820
- Customers are deemed to have accepted and agreed to be bound by these terms and conditions upon entry. The Promoter reserves the right to refuse entry or refuse to award the prize to anyone in breach of these terms and conditions.