Bringing Nationwide and Virgin Money together
Following Court approval on 23 February 2026, Virgin Money’s business is expected to become part of Nationwide on 2 April 2026.
These changes could impact your protection under the Financial Services Compensation Scheme (FSCS).
Understand what this means for youIs the account just for you?
Do you already have an account with us?
Please choose the type of account you have
You’re ready to apply
If you’re happy this account is right for you, sign in to online banking to apply - we'll use your existing details to make the application as quick as possible.
You can apply for an arranged overdraft during your application. If you decide not to, you’ll need to wait 6 months after opening your account before you can apply for one. This helps to protect your credit score by avoiding multiple checks.
You’re ready to apply
If you’re happy this account is right for you, sign in to online banking to apply - we'll use your existing details to make the application as quick as possible.
You can apply for an arranged overdraft during your application. If you decide not to, you’ll need to wait 6 months after opening your account before you can apply for one. This helps to protect your credit score by avoiding multiple checks.
You’re ready to apply
If you’re happy this account is right for you, apply in our app or on our website
If you require an arranged overdraft, apply on our website. If you decide not to, you'll need to wait 6 months after opening your account before you can apply for one. This helps to protect your credit score by avoiding multiple checks.
Apply in our app
- The fastest way to apply
- Manage your money in the app as soon as your account is approved
- If you don't require an overdraft
Scan the QR code and download the Virgin Money Mobile Banking app:
Apply in our app
- The fastest way to apply
- Manage your money in the app as soon as your account is approved
- If you don't require an overdraft
Apply in our app
- The fastest way to apply
- Manage your money in the app as soon as your account is approved
- If you don't require an overdraft
Or apply on our website
If you don't want to apply in our app, or you:
- pay tax outside of the UK
- are a US citizen
- require an overdraft
App Store is a service mark of Apple Inc., registered in the U.S. and other countries.
Google and Google Play are trademarks of Google LLC.
You’re ready to apply
If you’re happy this account is right for you, apply in our app or on our website
If you require an arranged overdraft, apply on our website. If you decide not to, you'll need to wait 6 months after opening your account before you can apply for one. This helps to protect your credit score by avoiding multiple checks.
Apply in our app
- The fastest way to apply
- Manage your money in the app as soon as your account is approved
- If you don't require an overdraft
Scan the QR code and download the Virgin Money Mobile Banking app:
Apply in our app
- The fastest way to apply
- Manage your money in the app as soon as your account is approved
- If you don't require an overdraft
Apply in our app
- The fastest way to apply
- Manage your money in the app as soon as your account is approved
- If you don't require an overdraft
Or apply on our website
If you don't want to apply in our app, or you:
- pay tax outside of the UK
- are a US citizen
- require an overdraft
App Store is a service mark of Apple Inc., registered in the U.S. and other countries.
Google and Google Play are trademarks of Google LLC.
Do you already have an account with us?
Please choose the type of account you have
You’re ready to apply
If you’re happy this account is right for you, sign in to online banking to apply with your joint account partner - we'll use your existing details to make the application as quick as possible.
Sign in to applyYou’re ready to apply
If you’re happy this account is right for you, sign in to online banking to apply with your joint account partner - we'll use your existing details to make the application as quick as possible.
Sign in to applyYou’re ready to apply
If you’re happy this account is right for you, get applying with your joint account partner. Easy-peasy!
Apply nowYou’re ready to apply
If you’re happy this account is right for you, get applying with your joint account partner. Easy-peasy!
Apply now