Charities Choice Account
The brighter choice for your charity
The account that's made for charities
The Charity Choice Account offers a flexible, fully functional bank account for registered charities.
Make unlimited deposits and withdrawals, get the latest digital tools, plus benefits when you spend on your Debit Card.
- Free day-to-day banking
- Charities with an annual turnover under £1 million are eligible for free day-to-day banking. [1]
Charities with an annual turnover over £1 million pay a monthly fee of £6.50 and a charge for each transaction.
You can find all our rates and fees in our Business Banking Tariff Guide. - Giving back to your charity
- Earn 0.35% Cashback on your Debit Card transactions. Terms and Conditions apply to Debit Card Cashback.
- Discounts on purchases
- Business Savings discounts when you use your Debit Card at selected merchants. Terms and Conditions apply to Business Savings discounts.
[1] Registered Charities with turnover of less than £1m per annum qualify for free transactional banking. No charges apply to cash or cheque deposits and withdrawals, Direct Debits or other automated transactions. Our Business Banking Tariff Guide details charges and fees that apply.
Take control with our digital tools
Our Business Internet Banking tools work beautifully together on any device
How to open an account
To open a Charities Choice Account, you need to be a registered charity based in the UK, excluding the Channel Islands, Isle of Man and Northern Ireland. And your trustees and committee members need to be aged 18 or over.
You can't open an account if you're a business, unregistered charity, or you handle client funds.
What you need to open an account
To open your account, the person applying needs authority to apply on behalf of the charity. And you need some details about your charity:
- email and mobile number
- financial information, including turnover
- countries you operate in
- constitution or governing document
You also need personal details for at least 2 people who will use the account:
- name, date of birth, email and mobile number
- address history for the last 3 years
After you apply, upload your constitution
To speed up your application, after you apply please upload a copy of your charity's constitution or governing document.
Upload your constitution Link opens in a new windowKey documents
Bringing Nationwide and Virgin Money together
Virgin Money’s business will become part of Nationwide on 2 April 2026, subject to Court approval.
These changes could impact your protection under the Financial Services Compensation Scheme (FSCS).
Understand what this means for youGood to know
What information will I need to provide?
As a voluntary organisation, opening a bank account can be confusing. That's why we've partnered with UK Finance and other UK banks to create a digital guide that simplifies choosing, opening, and managing a bank account.
Switch your current account
Switching to us is straightforward with the Current Account Switch Service. You choose the date you'd like to switch and we'll do the rest.
Protecting your money
Sleep easy with protection on deposits up to £120,000 per charity. Provided through the Financial Services Compensation Scheme (FSCS).
Which account has your name on it?
This isn't the only charity current account we can offer you. To help you decide if it's the one for your business, see how it stacks up against the others.
Compare charity current accounts