- Red hot products built for your business
- Smart digital tools put you in control
- Backed by our team of business banking experts
M Account for Business
Free day-to-day online banking for businesses with a turnover of less than £1 million.
- No monthly account fee as well as free day-to-day online banking
- Open and manage your account online
- Earn Cashback and business savings on Debit Card transactions
- £1,000 Planned Borrowing (overdraft, subject to eligibility)
10.00% representative EAR on the Planned Borrowing facility up to £1,000. 8.50% interest rate p.a. (variable) £0 establishment fee.
Requests for Planned Borrowing will be subject to a successful credit decision.
We will still open your M Account for Business even if we are unable to offer you a Planned Borrowing facility.
Fees may be charged on renewal of the Planned Borrowing facility after the first year. Interest is calculated daily and charged monthly.
For businesses with an annual turnover less than £1 million. Excludes international and CHAPS payments. Turnover more than £1 million? Check out our Business Current Account.
Accounts to build your business on
Get down to business with our range of Business Current AccountsView our Business Current Accounts
Savings that work as hard as you do
Grow your business with our range of Business Savings AccountsView our Business Savings Accounts
Sustainable Business Coach
If you want to make your organisation more sustainable, our app will help you make positive decisions
Money on your mind
Our Virgin Money Red Team are here to answer your money questions whether you bank with us or notWatch our videos
Got a question?
See the answers to the questions we get asked the mostFrequently asked questions Link opens in a new window
We work with Virgin StartUp to provide support, mentoring and training to our customers. They’re all about helping the founders of businesses get up and running and ultimately thriving.
There's meetup events for people thinking of starting up. Masterclasses and Scale Up events are paid for sessions that help owners navigate the trickier subjects like marketing, brand building raising finance and legal or HR challenges. The great news, Virgin Money customers receive exclusive access and discounts to these.Discover more
A new generation of Stores built for business
Get ready for a whole new business banking experience. Pick a desk, any desk, and get stuff done in our new workspaces whenever you want a change of scenery.
Book rooms to meet and greet your clients. The coffee’s on us too.Discover our Stores
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