- Red hot products built for your business
- Smart digital tools put you in control
- Backed by our team of business banking experts
M Account for Business
Free day-to-day online banking for businesses with a turnover of less than £1 million.
- No monthly account fee as well as free day-to-day online banking
- Open and manage your account online
- Earn Cashback and business savings on Debit Card transactions
- £1,000 Planned Borrowing (overdraft, subject to eligibility)
10.00% representative EAR on the Planned Borrowing facility up to £1,000. 8.50% interest rate p.a. (variable) £0 establishment fee.
Requests for Planned Borrowing will be subject to a successful credit decision.
We will still open your M Account for Business even if we are unable to offer you a Planned Borrowing facility.
Fees may be charged on renewal of the Planned Borrowing facility after the first year. Interest is calculated daily and charged monthly.
For businesses with an annual turnover less than £1 million. Excludes international and CHAPS payments. Turnover more than £1 million? Check out our Business Current Account.
Terms and Conditions apply to both the Cashback and MasterCard Business Savings.


Accounts to build your business on
Get down to business with our range of Business Current Accounts
View our Business Current AccountsSavings that work as hard as you do
Grow your business with our range of Business Savings Accounts
View our Business Savings Accounts

Everyday banking for those helping our communities
Check out our range of accounts for Charities, Clubs & Societies
View our current accounts View our savings accounts
Take control with our digital tools
Business Internet Banking and our mobile app work beautifully together
Built for business
Access your business account online however you like, wherever you are.
Easy integration
Connect to Xero, Quickbooks and more to make life a little easier.
Manage your money
Your ins and outs managed and your spending sorted with our money management tools.
Tap, touch ta-da!
Deposit cheques digitally and pay with Apple Pay and Google Pay.
Sustainable Business Coach
If you want to make your organisation more sustainable, our app will help you make positive decisions


Money on your mind
Our Virgin Money Red Team are here to answer your money questions whether you bank with us or not
Watch our videosGot a question?
See the answers to the questions we get asked the most
Frequently asked questions Link opens in a new window

Virgin StartUp
We work with Virgin StartUp to provide support, mentoring and training to our customers. They’re all about helping the founders of businesses get up and running and ultimately thriving.
There's meetup events for people thinking of starting up. Masterclasses and Scale Up events are paid for sessions that help owners navigate the trickier subjects like marketing, brand building raising finance and legal or HR challenges. The great news, Virgin Money customers receive exclusive access and discounts to these.
Discover more
A new generation of Stores built for business
Get ready for a whole new business banking experience. Pick a desk, any desk, and get stuff done in our new workspaces whenever you want a change of scenery.
Book rooms to meet and greet your clients. The coffee’s on us too.
Discover our StoresApple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.
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“QuickBooks” is a registered trademarks of Intuit Inc.
"Xero" is a trademark of Xero Limited