Highlights
- You'll earn monthly interest and you can top up this account at any time.
- This account fits with our full service banking solutions.
Variable rate of:
3.83%
AER1 (3.76% Gross2 P.A.)
0.74% Below Bank of England Base Rate3
View Summary boxApply now
Is this account right for you?
Just remember
- You can’t change your notice period, so when choosing which account you’d like, it’s important to think about how quickly you might need to access funds.
- Withdrawals without notice aren’t allowed.
- When you request a withdrawal, we’ll transfer your money when your notice period ends. If you have one of our charity current accounts, the money will be with you right away. For external accounts, it normally takes two additional working days.
- A rate that tracks the Bank of England (BoE) base rate. We’ll change the rate by the end of the next working day after the BoE’s base rate change.

Summary box
Please read this information before applying for this account
Account name: Charity Online 95 Day Notice Account
% Gross2 | % AER1 | % Below Bank of England base rate3 |
---|---|---|
3.76 | 3.83 | 0.74 |
Interest is paid on the last business day of the month.
Your account uses a rate that tracks the Bank of England base rate. When the base rate changes, we’ll change the account rate by the end of the next working day.
If we’re planning to change the margin between your account rate and the Bank of England base rate, we will let you know at least two months in advance or more if your notice period is longer.
For example, if you've got a 95-day Notice Account, we'll give you at least 95 days' notice. You’ll find more details in the Business and Corporate Notice Account terms and conditions.
Account name | Projected balance |
---|---|
Charity Online 95 Day Notice Account | £1038.30 |
This projection is provided for illustrative purposes only and does not take into account your particular circumstances. This is based on no withdrawals or further deposits being made and interest being added to the account.
Opening your account:
- You can apply for a Charity Online 95 Day Notice Account if:
- You are either a Registered or exempt Charity;
- Your charity is based and operates in the UK (excluding Channel Islands, Isle of Man & Northern Ireland);
- All trustees and committee members are over 18 years old;
- You can apply for an account by visiting virginmoney.com/business and following the instructions.
- Minimum deposit to open is £1.
- Minimum additional deposit £1.
- Minimum operating balance £1.
Depositing money:
- There is no maximum deposit limit on this account.
- You can add to your account at any time by:
- Arranging an electronic transfer (BACS, CHAPS, Faster Payment Service) from your charity current account.
- Any corporate administrators can access your Charity Online 95 Day Notice Account and give notice through the Virgin Money Mobile Banking app or Business Internet Banking. Withdrawals need to be transferred to another account in the name of your business.
- Minimum withdrawal amount £1 (or less if closing).
- Withdrawals without notice are not permitted.
- This account is a payment account.
- We pay interest without deducting income tax, unless HMRC/the law requires otherwise.
- Please note, the tax treatment depends on the particular circumstances of each business and may change in the future.
Save with confidence
Your deposits with Virgin Money are covered up to £85,000 per charity.
View the FSCS guarantee

Before you apply
Take a look at the important info
- A registered or exempt charity
- Based and operated in the UK (excluding Channel Islands, Isle of Man and Northern Ireland)
- Have trustees, committee members and account signatories over 18 years old
- You are a non-registered charity
- You are a business
- You hold client funds
Ready to apply?
If you're interested in this account, get in touch and we'll help arrange an option that suits you
Get in touch if you're interested in a charity notice accountGot a question?
See the answers to the questions we get asked the most
Frequently asked questions Link opens in a new window
Which account has your name on it?
This isn't the only charity savings account we can offer you. To help you decide if it's the one for your business, see how it stacks up against the others.
Compare charity savings accounts[1] AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year.
[2] Gross P.A. is the rate of interest paid without the deduction of tax.
[3] Your account uses a rate that tracks the Bank of England (BoE) base rate. We’ll change the rate by the end of the next working day after BoE base rate changes.

Banking services built for business
Use our map to find your nearest Virgin Money Store and the services it offers. You can book a meeting room or request an appointment online.
For everyday banking, find your nearest Post Office or Banking Hub. Need better access to cash in your area? Request a cash assessment from LINK.
Discover banking services near you
Virgin StartUp
We work with Virgin StartUp to provide support, mentoring and training to our customers. They’re all about helping the founders of businesses get up and running and ultimately thriving.
There's meetup events for people thinking of starting up. Masterclasses and Scale Up events are paid for sessions that help owners navigate the trickier subjects like marketing, brand building raising finance and legal or HR challenges.
Discover more