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Protect your business against currency exchange rates changes

Your business may need to protect itself against the impact of movements in currency exchange rates. A foreign currency risk management strategy is a way to help you do this.

What we offer

Our Key Information Documents provide details on the products we offer to help you to better understand and compare the key features, risks, rewards and costs.

These can be used individually or you may prefer to have a portfolio of a combination of these products.

Key Information Documents

FX Forward

Commits you to buy one currency against another at an agreed fixed rate on a specified future date.

Fixed Foreign Exchange Forward (PDF, 189KB) Link opens in a new window

FX Time Option Forward

Commits you to buy one currency against another at an agreed fixed rate, within a period of time between two pre-agreed dates.

Foreign Exchange Time Option Forward (PDF, 213KB) Link opens in a new window

FX Swap

A combination of two individual Foreign Exchange transactions (one buy and one sell) undertaken at the same time to assist with cashflow timing differences.

Deliverable Foreign Exchange Swap (PDF, 191KB) Link opens in a new window

Important information

Please be aware that by transacting certain foreign exchange risk management products with us, you will no longer be able to take advantage of favourable market moves.

For example, the FX Forward product will lock you in to a specific rate, so you'll not be able to take advantage of a rate change in your favour. However, as your rate is locked, you'll also be protected from an unfavourable rate change.

For some products a break cost, which could be significant, may be payable if you seek to break the terms of the contract. You should take account of the likelihood of incurring break costs and what causes them to increase before you opt for a foreign exchange risk management solution.

Foreign exchange risk management products are only offered to bank customers with currency exposures, and they must be entered into for the purpose of payment for identifiable goods or services and must not be used for speculative purposes.

Terms and conditions apply. All facilities are subject to status and eligibility. Applicants must be aged 18 or over. You must be based and operate in the UK (excluding Channel Islands, Isle of Man & Northern Ireland).

Fancy a chat?

Get in touch and we'll talk you through the products and
services we can offer.

Contact us on:

M-Exchange@virginmoney.com

Markets are constantly changing, and while we can provide you with historic and future markets information, it's up to you to decide when it is the most appropriate time to trade.