Smart features that work for you
Open a business account and get secure app and online banking for all your business needs – whether you’re a sole trader, startup, small business or established company.

Control your cashflow
Make payments, track your income, and authorise payments by app

Manage your accounts
Transfer money between accounts, and view and download transaction history

Connect your tools
Use seamlessly with business and accounting tools like Xero, Sage and Shopify
Safe, flexible banking anytime, anywhere
Use fast, secure services and always be in control - whether you're in the office, or out and about.
- Pay instantly in the UK with Faster Payments
- Connect your accounts with Apple Pay and Google Pay
- Use transaction alerts to track payments and prevent fraud
- Set access and payment controls for unlimited account users
- Sign in the app with face ID, fingerprint or passcode
- Get secure support by phone, messaging and live chat
Connect your business and accounting software
Save time and effort by integrating our digital banking with your business and accounting software.
Our app and online services work seamlessly with software like Sage, Xero, Quickbooks and Shopify. This makes it easier when you pay bills, take payments, run payroll and do your taxes.
And when you open a business bank account, you also get access to our built-in insights platform, M-Track.
Plus you can even get Xero free for 6 months. T&Cs apply.
Take a closer look
Check out more of the things you can do with our app and online banking.
| App | Online banking | ||
|---|---|---|---|
| Payment services | |||
| Make and manage payments | Yes | Yes | |
| Manage Direct Debits | Yes | Yes | |
| Set up and manage standing orders | Yes | Yes | |
| Transfer between accounts | Yes | Yes | |
| Batch payments | No | Yes | |
| International payments | No | Yes | |
| Bacs transactions | No | Yes | |
| Pay in cheques | Yes | No | |
| Account services | |||
| View and download documents and statements | Yes | Yes | |
| Report lost or stolen cards | Yes | Yes | |
| Manage account users | No | Yes | |
| Set transaction alerts | Yes | Yes | |
| Manage savings accounts | Yes | Yes | |
| Manage credit card accounts | Yes | Yes | |
| Secure chat and messaging | Yes | Yes | |
Accounts for businesses big or small
M Account for Business
No monthly account fee – plus free day-to-day online banking
For sole traders, startups, partnerships and small businesses with an annual turnover under £1m
- Unlimited 0.25% cashback plus extra rewards on your business debit card purchases*
- Five-Star Rated by Moneyfacts
- Apply online in minutes
- Xero accounting software free for 6 months helps you take control of Making Tax Digital†
Business Current Account
25 months’ fee-free banking for eligible businesses
For small and medium-sized businesses with an annual turnover under £6.5m
- 0.35% cashback plus extra rewards on your business debit card purchases*
- Five-Star Rated by Moneyfacts
- Apply online in minutes
- Xero accounting software free for 6 months helps you take control of Making Tax Digital†
*Terms and conditions apply to both the Cashback and Discounts on business purchases.
† Terms and conditions apply.
Look after savings and credit cards too
Connect all your business finances with flexible app and online banking.
See your savings* and credit cards side by side with your business current accounts. So, you'll enjoy 24/7 control of all your money.
* Some savings accounts are standalone accounts managed using a separate online service.
View our savings accounts View our Business Credit Card
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Google and Google Pay are trademarks of Google LLC.


