Base rates
| Rate | Current p.a. | Previous p.a. |
|---|---|---|
| Virgin Money base rate* Changed with effect from 19 December 2025 | 3.75% | 4.00% |
| Bank of England base rate Change was announced on 18 December 2025 and comes into effect on the same or next business day. | 3.75% | 4.00% |
*Virgin Money Base Rate replaced each of Clydesdale Bank Base Rate and Yorkshire Bank Base Rate
