Base rates
| Rate | Current p.a. | Previous p.a. |
|---|---|---|
| Virgin Money base rate* Changed with effect from 8 August 2025 | 4.00% | 4.25% |
| Bank of England base rate Change was announced on 7 August 2025 and comes into effect on the same or next business day. | 4.00% | 4.25% |
*Virgin Money Base Rate replaced each of Clydesdale Bank Base Rate and Yorkshire Bank Base Rate
