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What's a commercial mortgage?

A commercial mortgage is a loan secured against the commercial property you trade from.

It can be taken to:

  • buy a commercial property for you to trade from
  • refurbish your existing premises from which you trade
  • refinance an existing loan secured against your commercial premises from which you trade


Important information

Interest rates

Every business is unique. We'll always offer you our most competitive rate based on your circumstances.


Terms and conditions apply. All loans are subject to status and eligibility. Applicants must be aged 18 or over. You must be based and operate in the UK (excluding Channel Islands, Isle of Man & Northern Ireland) and already have a commercial property or are looking to purchase premises.

Security and fees

Please note security will be required. Assets used as security will be at risk if you do not keep to the arrangement and may be sold to repay your debt. An arrangement fee, valuations and security fees will all be payable. Other fees may apply.

If you pay back your loan early, you might be required to pay an early repayment charge.

Property given as security may be repossessed if you do not keep up repayments on your borrowing or any other debt secured on it.

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Find out more about how our loans may be able to help you.

Just so you know...
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