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The M Account

The M Account is our free to use and easy to manage current account. If you’re 16 or over and looking for a bank account here in the UK, book a Virgin Money store appointment and speak to our friendly team.

We know that things are incredibly tough for you right now, so we’ll be as flexible as we can about the documents that you - or your sponsor - need to show us.

To help, we’ve translated key information about the account and your data into Ukrainian and Russian. Once your account is open, all communications will be in English.

Find a store Request an appointment

Open an account in three steps

1.

Collect your identification and visa documents. The quickest way to open an account is with your Biometric Residence Permit.

2.

Bring proof of your UK address. You’ll need to show us this.

More information (in Ukrainian and Russian)

3.

Book an appointment or visit your nearest Virgin Money store to open an account.

Current account features

  • No charge to receive UK benefits, salary, or other income
  • Pay for essentials with a debit card
  • Access money at any cash machine, a Virgin Money store, or your local Post Office
Account guide, translated into Ukrainian and Russian

Linked saver account features

  • 3.55% interest paid on your balance every quarter1
  • Set up Savings Pots for the things that matter
  • Move money easily between your Virgin Money accounts

1 AER (3.50% gross2 per annum variable) on savings balances up to £25,000, and 2.52% AER1 (2.50% gross2 per annum variable) on any balances above £25,000. Interest paid quarterly.

Helpful information

We’ve translated all our account documents to help you get started:

National Databank – free sims and mobile data

Our friends at Virgin Media O2 are proud to support Ukrainians. They've partnered with the National Databank to give away free sims and mobile data.

Visit the National Databank website
Virgin Media O2

Useful resources

Google Translate
Google's free service that translates web pages from English to over 100 other languages.

Visit the Google Translate website
The UK stands with Ukraine
Information and support pages from the UK government.

Visit the official Ukrainian campaign page

Protecting your money

Your deposits with Virgin Money are covered up to £85,000 per person.

View FSCS guarantee

Apply in a Virgin Money store

To open this account, request an appointment at one of our stores or go straight in. Our friendly team are waiting to help.

Find a Store

[1]AER (Annual Equivalent Rate). The Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded once each year.

[2]Interest will be paid gross. Gross rate interest is the interest payable without taking account of any tax payable.