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Top ten places to visit in 2018
Get off the beaten track or soak up city culture with a trip to one of these must-visit destinations.
Read the articleWise words from independent financial experts
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Marcus Webb
Editor of Delayed Gratification and independent journalist. Marcus has appeared on Radio 4 and Sky News.
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Jargon buster
Life is one big adventure, but you might not know all the words you’ll hear along the way. Below you’ll find a few of the more technical terms to do with travel. We hope it’ll come in handy whichever path you choose.
- Annual multi-trip insurance
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Oh hi frequent travellers. This is travel insurance that covers you for a whole year but may have restrictions on how many days you can be away at a time.
- ATOL protected
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The Air Travel Organisers Licence (ATOL) protects you from losing your money or being stranded abroad if your holiday company goes out of business while you are away. Travel firms selling air holiday packages must have an ATOL and must issue a certificate to you to prove that protection is in place.
- Excess
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An amount you have to pay towards your loss when making a claim.
- Multi-trip policy
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See annual multi-trip insurance above. It’s the same.
- Pre-existing medical condition
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Any medical and/or underlying health conditions which you know about prior to taking out insurance. These must be declared, or you may not be covered. And annual policy holders should also declare conditions after they have bought their policy, if their health changes.
- Single trip insurance
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The pay as you go of travel insurance. It gives you travel insurance for one holiday or trip.
Useful links
Everyone needs help from time to time and so you may find these links handy.
Money Advice Service
Help with travel money and choosing the best way to send money abroad.
GOV.UK
Foreign travel advice for over 200 worldwide destinations.
Before making financial decisions always do research, or talk to a financial adviser. Views are those of our mentors and customers and do not constitute financial advice.