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Keep on top of your finances this festive season with our clever tools and smart articles.

Meet our independent Money Mentors

Our Money Mentors are independent industry experts and financial journalists who could help you make more of your money and get the most out of life.

Melanie Wright

Award-winning freelance financial journalist.

And former deputy editor of The Telegraph's Your Money section.

Sarah Pennells

Founder of SavvyWoman and award-winning journalist.

Sarah regularly appears as a money expert on the BBC.

Marcus Webb

Editor of Delayed Gratification and independent journalist.

Marcus has appeared on Radio 4 and Sky News.

Iona Bain

Founder of the Young Money Blog and author of Spare Change.

Iona is also a freelance journalist and public speaker.

Felicity Hannah

Award-winning personal finance and consumer affairs journalist.

Felicity regularly writes for the Independent on Sunday.

Rosie Murray-West

Award-winning personal finance and news journalist.

Rosie has written extensively for The Telegraph and The Times.

Before making financial decisions always do research, or talk to a financial adviser. Views are those of our mentors and customers and do not constitute financial advice.

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