Virgin Money’s business will become part of Nationwide on 2 April 2026, subject to Court approval. This includes contractual agreements with Virgin Money.
Business current accounts
Accounts to build your business on
Enjoy more rewarding banking with our M Account for Business and Business Current Account, both Five-Star Rated by Moneyfacts
Say hello to your new business account
M Account for Business
No monthly fee and free digital banking
- For businesses with an annual turnover under £1 million
- Earn 0.25% cashback and get extra rewards on business purchases with your debit card*
- Fast online sign-up
Business Current Account
No monthly fee for your first 25 months
- For businesses with an annual turnover under £6.5 million
- Earn 0.35% cashback and get extra rewards on business purchases with your debit card*
- Fast online sign-up
* Terms and Conditions apply to both the cashback and rewards on business purchases
Super stars!
We don't like to brag. But in May 2025, our Business Current Account and M Account for Business were awarded Five-Star Ratings by Moneyfacts. Again!
And at the Business Moneyfacts Awards 2025, we won Best Service from a Business Bank.
So with us, you’ll get market-leading accounts and heart-warming service.
Take control with our digital tools
Business Internet Banking and our mobile app work beautifully together
Built for business
Access your business account online however you like, wherever you are.
Easy integration
Connect to Xero, Quickbooks and more to make life a little easier.
Manage your money
Your ins and outs managed and your spending sorted with our money management tools.
Tap, touch, ta-da!
Deposit cheques digitally and pay with Apple Pay and Google Pay.
Managing your account
We’re working to bring Nationwide and Virgin Money together. For now, these accounts are with Virgin Money.
You can open your account online. Then you can manage everything using the Virgin Money app and online banking. Or just pop in and see us in a Virgin Money branch.
You’ll only be able to use Virgin Money branches and customer support. And opening one of these accounts won’t make you a Nationwide member.
Find your nearest Virgin Money
Use our map to find our branches, and their services and opening times. You can also book meeting rooms.
And for everyday banking, you can find your nearest cash machine, Post Office or Banking Hub.
If you need better access to cash in your area, you can also ask for a cash assessment from LINK.
Find your nearest banking services
Independent service quality survey results
Business Current Accounts - published August 2025
As part of a regulatory requirement, an independent survey was conducted to ask approximately 1,200 customers of each of the 17 largest business current account providers if they would recommend their provider to other small and medium-sized enterprises (SMEs*).
The results represent the view of customers who took part in the survey.
View the full set of results* SMEs include businesses, clubs, charities and societies with an annual turnover/income of up to £25 million (exclusive of VAT and other turnover-related taxes).
Overall service quality
We asked customers how likely they would be to recommend their business current account provider to other SMEs.
Ranking
