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Virgin Money further enhances buy-to-let policy


  • Maximum age extended to 85 years across all buy-to-let lending
  • New range of 80% LTV buy-to-let mortgages launched
  • Two-year fixed rates at 80% LTV starting from 3.45% with £1,995 fee

Virgin Money has further enhanced its buy-to-let proposition by increasing both the maximum age and maximum LTV available. The enhanced policy and new product range is available from 12 November.

New buy-to-let products:

  • Two-year fixed rates at 80% LTV starting from 3.45% with £1,995 fee.
  • Five-year fixed rates at 80% LTV starting from 3.61% with £1,995 fee.

For loans greater than 75% LTV, the maximum loan size is £350,000.

In addition, the maximum lending age has been increased to 85 from 75 across all buy-to-let products.

All buy-to-let purchase applications are available with £500 cashback. Free basic valuations are available on all buy-to-let remortgage applications with a choice of either free standard legal work or £300 cashback.

Andrew Asaam, Director of Mortgages at Virgin Money, said: “It’s great news for landlords with smaller deposits that a well-known and trusted lender is entering this segment of the market. By extending our maximum lending age on buy-to-let, we’re giving our landlords greater flexibility with how they manage their investments. These improvements demonstrate our commitment to improving choice for customers in the buy-to-let market.”

Full details of Virgin Money’s mortgage product range is available at

Media Contacts

Virgin Money Press Office
0191 279 4676


About Virgin Money

  • Virgin Money offers savings, mortgages, credit cards, current accounts, currency services, pensions, investments and protection products to customers across the UK.
  • Virgin Money’s business ambition is to make “everyone better off” – this philosophy underpins our approach to business by offering good value to customers, treating employees well, making a positive contribution to society and delivering a profit to shareholders.
  • More than 14,500 charities have registered with Virgin Money Giving and, by the end of June 2018, over £660 million had been donated to charities through the service since its launch in 2009, resulting in an estimated £20.6 million more donated to charities because of its not-for-profit model.
  • Virgin Money is a wholly-owned subsidiary of CYBG Group.
Virgin Money plc - Registered in England and Wales (Company No. 6952311). Registered Office - Jubilee House, Gosforth, Newcastle upon Tyne NE3 4PL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.