The first step of our application journey is an eligibility check. This is a quick and easy way of finding out if you'll be accepted for this card without affecting your credit rating.
Check eligibility
Product overview
then 24.9% p.a. (variable)
then 26.9% p.a. (variable)
then 24.9% p.a. (variable)
All promotional rates start from the date your account is opened and apply to transfers made in the first 60 days. 5% handling fee will apply to any balance and money transfers made after the first 60 days.
If we do not receive the minimum payment when it is due we will withdraw the promotional rate with effect from the start of that statement period.
Representative example
UK lenders use £1,200 to make comparing cards easier. It doesn't reflect the credit limit we'd offer you.
Award-winning
Voted best credit card provider at the YourMoney.com Personal Finance Awards 2025.
You're pre-approved
Close ModalWhat does this mean?
You'll get this card when you apply for it, as long as you:
- Begin your application within 20 minutes. If you do not begin your application within this time, you’ll need to check your eligibility again
- Complete your application on the same day
- Don't change any of the details you previously shared on Card Checker
- Pass our standard identity checks and any additional checks we need to make
Highly likely
Close ModalWhat does this mean?
Your chances of getting this card are really good, as long as you:
- Begin your application within 20 minutes. If you do not begin your application within this time, you’ll need to check your eligibility again
- Complete your application on the same day
- Don't change any of the details you previously shared on {{origination}}
- Pass our standard identity checks
You're pre-approved
Close ModalThis means you'll get this card if you apply before midnight on {{campaignenddate}}
- When you apply, we'll do a credit check, that's the norm for all lending applications
- Your application would only be declined if you're out of employment, not a UK resident or for fraud reasons
You're pre-approved
Close ModalYour guaranteed credit limit is
£{{creditLine}}
We can offer you at least this credit limit based on the info you've shared.
You'll get this credit limit as long as you:
- start your application within the next 20 minutes
- complete your application today
- don't change any of the details you previously shared
- pass our standard identity checks
Need more?
You can tell us in your application if you need more for a balance transfer. We'll consider this when we look at your credit limit again. This means your new credit limit may be higher.
Want less?
Once you've got your credit card, there's an online form you can use to reduce your credit limit.
Guaranteed credit limit
Close ModalWe can offer you at least this credit limit based on the info you've shared.
You'll get this credit limit as long as you:
- start your application within the next 20 minutes
- complete your application today
- don't change any of the details you previously shared
- pass our standard identity checks
Need more?
You can tell us in your application if you need more for a balance transfer. We'll consider this when we look at your credit limit again. This means your new credit limit may be higher.
Want less?
Once you've got your credit card, there's an online form you can use to reduce your credit limit.
Close ModalOk, got itGreat news!
Close ModalYou're pre-approved with a guaranteed credit limit
Based on the info you shared in {{origination}}, you're pre-approved for this product.
You are guaranteed a credit limit of
£{{creditLine}}
You'll get accepted for this product when you apply, as long as you:
- Begin your application within 20 minutes. If you do not begin your application within this time, you’ll need to check your eligibility again
- Complete your application on the same day
- Don't change any of the details you previously shared in {{origination}} in your main application
- Pass our standard identity checks