Voted Best Online Cash ISA Provider 2015
If you're looking to take advantage of your tax-free savings allowance, then a Cash ISA could be the perfect place to start.
Get the same rate however you apply online, in Store, by phone or post.
Voted Best Direct Stocks & Shares Provider 2015
If you are looking for a higher potential return than a savings account, are willing to accept that your money is at greater
risk and are prepared to invest for at least five years.
A stocks and shares ISA could be the right choice for you.
Remember that tax benefits depend on your initial circumstances and may change in the future.
Remember, the value of investments can go down as well as up and you may get back less than you invest.
This tax year 2015/2016 you can save up to £15,240 in an ISA.
ISAs are tax friendly and therefore increase the returns on your savings. You can either save in a cash ISA, or invest in a stocks and shares ISA.
Tax-friendly ISAs just got a whole lot nicer, thanks to an increased annual limit of £15,240 and a new fully flexible way to save. You can now choose to invest your money in cash, stocks and shares, or any combination of the two. We have a range of cash ISAs, or if you're feeling a little more adventurous, there's our Stocks and Shares ISA, which takes a straightforward approach to investments - so you don't have to be an expert to benefit from the stock market.
Remember, the value of your stocks and shares can go down as well as up and you may get back less than you invest.
The big difference between a cash ISA and a stocks and shares ISA is the way your money is used. You can think of a cash ISA as a normal savings account. A Stocks and shares ISA invests your money in the stock market.
Remember that tax benefits depend on your individual circumstances and may change in the future.
|Ideal if you need access to your money quickly, or if you want to know your money is safe in a bank account|
|Low risk with a guaranteed return|
|Stocks and Shares ISA|
|This is a medium to long term investment so you should be prepared to invest your money for at least five years|
|Higher risk with a potentially higher return. Your capital will be at risk|
Choosing the right ISA for you depends very much on your approach to risk. If you want a low risk account, cash ISAs could be for you. But if you want the chance to earn a higher return, you might want to look at our Stocks and Shares ISA.
As with all stock market investments, the value of your investment can go down as well as up and you may get back less than you invest. This is a medium to long term investment so you should be prepared to invest your money for at least five years.
Remember, we also accept ISA transfers from other ISA providers. Why not take a look at some of the other accounts we offer.
Our cash ISAs offer the peace of mind of a fixed rate or access to your money when you need it. Helping you manage your money in a way that suits you.Find a Cash ISA
Our stocks and shares ISAs provide a variety of options designed to suit your approach to risk.Find a Stocks and Shares ISA
It couldn't be easier with The Virgin ISA Transfer Service. We can do all the hard work for you so you have the convenience of having all your tax-free savings under one roof. You can transfer into any of our cash ISAs, so you can make the most of your savings.
Download ISA Transfer Authority Form (PDF, 120KB)