My Virgin Money

1. Unless stated otherwise prices are per person, based on two people sharing, sightseeing, economy return flights, transfers, all applicable taxes and fuel surcharges.
2. All prices online are advertised at full cost unless otherwise stated prior to any discount being applied.
3. Offer subject to availability and may be withdrawn at any time.
4. 5% discount applies to all escorted group tours.
5. Discount only applies to core package (flight, transfers, meals as outlined and stay element of the package).
6. 5% discount offer does not apply to any applicable fuel surcharges and taxes, Air Passenger Duty, personal travel insurance elements or credit card fees of the booking.
7. Offer valid for Virgin Holidays Worldwide Journeys only, excludes Virgin Holidays, Virgin Holidays + HIP Hotels and all other divisions of the Virgin Holidays Group, for definition visit virginholidays.co.uk/ourfamily.
8. Offer applies to new bookings only and is not combinable with any other offer, discount or promotion.
9. Offer only available by telephoning 0844 417 8528 and quoting ‘Virgin Money’ on initial enquiry.
10. Credit Card payments by VISA/MasterCard incur a 1.3% surcharge and 2.6% for American Express.
11. This offer only applies to the Virgin Credit Card issued by MBNA in the UK.

1. Up to 5% discount offer does not apply to any applicable fuel surcharges and taxes, Air Passenger Duty or personal travel insurance elements of the booking.
2. Bookings must include flights from the UK plus accommodation.
3. The 'No Credit Card Fee' offer is valid in combination with Virgin Money 5% discount but neither offer is combinable with any other offer, promotion or discount.
4. There’s no credit card fee if you pay with your Virgin Credit Card. Other credit card payments by VISA/MasterCard incur a 1.3% surcharge and 2.6% for American Express.
5. Up to 5% discount and 'No Credit Card Fee' offers are available for new bookings only made over the dedicated promotions phone line only (not valid online or through a Virgin Holidays Retail Store).
6. All Virgin Holidays booked over the promotions phone line are subject to a non-refundable booking fee.
7. Customer must quote ‘Virgin Money Credit Card’ when calling and identify that they are a Virgin Money Credit Card holder.
8. Offer does not apply to accommodation only, car hire only or Fly-drive bookings.
9. Offer valid for Virgin Holidays and Virgin Holidays Worldwide Journeys only, excludes all other divisions of the Virgin Holidays Group, for definition visit virginholidays.co.uk/ourfamily.
10. Offers subject to availability and may be amended or withdrawn at any time without prior notice. Date restrictions apply.
11. v-room entrance is subject to availability at time of booking. Standard entry fees apply. Bar drinks at extra cost.
12. Check In, Chill Out service is only available at selected hotels in Barbados, Antigua, Tobago and St Lucia.
13. Concierge Service is available for selected destinations only. Please check at time of booking whether service is available.
14. Standard Virgin Holidays terms and conditions apply – please see current brochures for full details.
15. 'No Credit Card Fee' offer only applies to the Virgin Credit Card issued by MBNA in the UK.
16. All the flight and flight inclusive holidays featured are financially protected by the ATOL scheme. When you pay you will be supplied with an ATOL Certificate. Please ask for it and check to ensure that everything you booked (flights, hotel and other services) is listed on it. Please see our booking conditions for further information about financial protection and the ATOL Certificate go to www.atol.org.uk/ATOLCertificate.

1. Up to 5% discount offer does not apply to any applicable fuel surcharges and taxes, Air Passenger Duty or personal travel insurance elements of the booking.
2. Bookings must include flights from the UK plus accommodation.
3. The 'No Credit Card Fee' offer is valid in combination with Virgin Money 5% discount but neither offer is combinable with any other offer, promotion or discount.
4. There’s no credit card fee if you pay with your Virgin Credit Card. Other credit card payments by VISA/MasterCard incur a 1.3% surcharge and 2.6% for American Express.
5. Up to 5% discount and 'No Credit Card Fee' offers are available for new bookings only made over the dedicated promotions phone line only (not valid online or through a Virgin Holidays Retail Store).
6. All Virgin Holidays booked over the promotions phone line are subject to a non-refundable booking fee.
7. Customer must quote ‘Virgin Money’ (or 'Virgin Money Credit Card' if they're paying with a Virgin Credit Card) when calling.
8. Offer does not apply to accommodation only, car hire only or Fly-drive bookings.
9. Offer valid for Virgin Holidays and Virgin Holidays Worldwide Journeys only, excludes all other divisions of the Virgin Holidays Group, for definition visit virginholidays.co.uk/ourfamily.
10. Offers subject to availability and may be amended or withdrawn at any time without prior notice. Date restrictions apply.
11. v-room entrance is subject to availability at time of booking. Standard entry fees apply. Bar drinks at extra cost.
12. Check In, Chill Out service is only available at selected hotels in Barbados, Antigua, Tobago and St Lucia.
13. Concierge Service is available for selected destinations only. Please check at time of booking whether service is available.
14. Standard Virgin Holidays terms and conditions apply – please see current brochures for full details.
15. ’No Credit Card Fee’ offer only applies to the Virgin Credit Card issued by MBNA in the UK.
16. All the flight and flight inclusive holidays featured are financially protected by the ATOL scheme. When you pay you will be supplied with an ATOL Certificate. Please ask for it and check to ensure that everything you booked (flights, hotel and other services) is listed on it. Please see our booking conditions for further information about financial protection and the ATOL Certificate go to www.atol.org.uk/ATOLCertificate.

1. Unless stated otherwise all prices are based on twin occupancy.
2. All prices online are advertised at full cost prior to any discount being applied.
3. Offer subject to availability and may be withdrawn at any time.
4. 5% discount applies to all long haul and European Cruise packages.
5. Discount only applies to core package (flight, cruise, transfers and/or stay element of the package).
6. Discount excludes sailings from the UK, and bookings made with P&O, Princess and Cunard Cruise lines.
7. The discount does not apply to any applicable port charges, fuel surcharges, personal travel insurance, flight taxes, on board cruise add-ons (such as pre-paid gratuities), ATOL protection or Air Passenger Duty or credit card fees.
8. Offer valid for Virgin Holidays Cruises only, excludes Virgin Holidays, Virgin Holidays + HIP Hotels and all other divisions of the Virgin Holidays Group, for definition visit virginholidays.co.uk/ourfamily.
9. Offer applies to new bookings only and is not combinable with any other offer, discount or promotion.
10. Offer only available by telephoning 0844 417 5371 and quoting Virgin Money on initial enquiry.
11. The discount only applies to cruise packages paid in full with the relevant Virgin Money credit card.
12. Cruise Operators Terms and conditions also apply.
13. Credit Card payments by VISA/MasterCard incur a 1.3% surcharge and 2.6% for American Express.

For calls from a BT landline there is a maximum charge of 5p per minute. Call charges from other networks may vary.

This offer only applies to the Virgin Credit Card issued by MBNA in the UK.

1. Virgin Trains Advance fares are subject to availability and can be found on selected services.
2. Fares only available on the Virgin Trains network.
3. Tickets are available for travel in First class and Standard class.
4. The fares apply to online bookings made on www.virgintrains.co.uk/vmoney only, booked up to 23:59 the day before travel with either a Virgin Credit Card, Virgin Prepaid MasterCard® or Virgin Prepaid Card (VISA). These tickets are Advance purchase only and cannot be bought at stations, on trains or at the call centre.
5. The 10% discount doesn't apply to child fares, but child fares are available at 50% of the full adult fare.
6. No further discounts apply on top of Virgin Money discounts.
7. Tickets are only available for the dates and trains on which you've booked. If you travel on different dates/trains you'll have to pay the full walk-up fare.
8. Seat reservations are compulsory on both the outward and return journeys. Break of journey is not permitted.
9. Tickets are non-refundable.
10. Some weekend and occasional weekday services may be affected by engineering works, so please check when booking and also the day before you travel.
11. Changes to travel plans will incur the following charges (not available when e-ticket selected): Until departure £10.00 (admin fee) per ticket plus any difference in cost between the ticket held and the new ticket bought - as an advance purchase product, availability at the same price cannot be guaranteed. It is not possible to change any Advance ticket after the booked departure time or, at any stage, to amend the initial journey origin or destination.
12. Tickets can be collected at Fast Ticket machines. Customers can also choose to fulfil their tickets with e-ticket. Please note, when travelling, the customers MUST be in possession of their printed e-ticket AND the payment card with which they booked their(s) ticket(s). For identification purposes the customer's surname and the last four digits of the payment card with which they booked their ticket(s) will be displayed on the e-ticket. Tickets will then be non-exchangeable.
13. The offer is available for up to 4 customers travelling together, making single or return journeys.
14. You must take your payment card with which you booked your tickets when you travel, for validation of your ticket on board by the train manager. Failure to do so may result in excess charges up to the value of the appropriate public fare for the journey being made.
15. The Virgin Credit Card and Virgin Prepaid Card (VISA) are issued by MBNA Europe Bank Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. The Virgin Prepaid MasterCard® is issued by Clydesdale Bank PLC pursuant to license by MasterCard International Incorporated.
16. Full Advance ticket terms and conditions are available at www.virgintrains.co.uk or by calling 08719 774 222. We will monitor or record some calls. Calls to this number will cost 10p per minute from a BT landline. Calls from mobiles and other operators may vary.

1. The discount applies to all car parks except official airport parking at Aberdeen, Edinburgh, Gatwick, Glasgow, Heathrow, Luton, Stansted and Southampton. Discounts at these locations may be added, however they are subject to change and availability.
2. Price Protection does not apply to discounted prices.
3. You must be a Virgin Money product holder to be eligible for this offer.
4. Book online to receive the best discount deals.

Please check when booking to ensure the discount applies to the service you have chosen.

1. Discount is not available in conjunction with any other discount or promotion.
2. Online discounts are off the 'standard online price' only.
3. This offer is subject to availability and can be withdrawn at any time.
4. Holiday Autos standard terms and conditions apply.
5. You must be a Virgin Money product holder to be eligible for this offer. 

1. Discount is subject to availability, applied to new bookings only and cannot be used in conjunction with any other offer.
2. Discount does not apply to any extras including insurance and ferry supplements.
3. This offer is subject to availability and can be withdrawn at any time.
4. Cottages4you booking terms and conditions apply.
5. 10% discount is only applicable on cottages4you properties.
6. Calls from a BT landline to 0845 numbers have a maximum charge of 3.95p per minute. Call charges from other networks may vary. Calls may be monitored or recorded.
7. You must be a Virgin Money product holder to be eligible for this offer. 

1. This offer is open to existing Virgin Money customers who are UK resident, aged 18 or over and who take out a Virgin Personal Pension.
2. The offer is limited to one per eligible customer during the qualifying period and there is no cash value for this offer.
3. To qualify for this offer you must enter the promo code MVM2011 during the application. You must also pay in a minimum of £50 per month by direct debit for six consecutive months, or a lump sum of £1000 or more.
4. Payments must be made within 9 months of the date you opened your pension in order to qualify for the vouchers.
5. The £50 worth of M&S gift vouchers will be sent directly to the pension holder. There is no alternative.
6. If you’re paying a lump sum please allow up to 35 days from the date of the initial payment for receipt of your gift vouchers. If you’re paying monthly please allow up to 35 days from receipt of 6 months’ direct debit payments.
7. Standard policy terms and conditions apply.
8. Virgin Money reserves the right to terminate or suspend the offer without notice or liability.

Subject to joining as a new member on a 12-month contract membership option. Subject to payment of current joining fee at time of joining. Not available in conjunction with any other offer. Facilities differ from club to club. Payment of joining fee and pro rata dues at point of sale must be made with your Virgin Credit Card. Joining is subject to satisfactory completion of a medical questionnaire.

This offer only applies to the Virgin Credit Card issued by MBNA in the UK and does not apply to the Virgin Atlantic American Express Credit Card from MBNA.

Virgin Pet Insurance is promoted by Virgin Money Personal Financial Service Limited and are underwritten by U K Insurance Limited, both of whom are authorised and regulated by the Financial Services Authority. Calls may be recorded. This offer cannot be used in conjunction with Virgin Tribe or Partner offers. Virgin Money can end, withdraw, extend or modify the offer at any time. Monthly payments are paid by Direct Debit. Applies for 1st year premium only.

1. You must be 18 years or over.
2. One promotional case per customer.
3. Offer unavailable to existing WineBank customers.
4. Not to be combined with any other promotional discount or offer.
5. There is no obligation to buy any more wine.
6. Delivery is £7.99 to Mainland UK.
7. UK addresses only.
8. For full terms and conditions go to www.virginwines.co.uk
   
   

1. If you buy on the web through www.virginwines.co.uk/vmoney then when you proceed to checkout, your discount will show as an account balance.
2. You must ensure that you transact in one complete session. If you break your session (for example by closing your browser window or going to another website before completing your transaction) your discount will not be applied.
3. Purchases made directly with Virgin Wines by phone without quoting the link or via our normal home page will not attract the discount.
4. Not to be used in conjunction with any other promotional offer (including free 13th bottle). Your discount WILL however apply against cases on the discounted pre-mixed cases page, even where a discount has already been applied.
5. You must be over 18 years old.
6. You must be a Virgin Money product holder to be eligible for this offer.
7. 10% discount is not valid on Auctions, Discovery Club, WineBank orders and Tasting Tickets, or on purchases of gift vouchers.
8. This offer is subject to availability and can be withdrawn at any time.

1. This offer is valid for UK subscriptions only.
2. All orders will be acknowledged and you will be advised of start issue within 14 days.
3. The minimum subscription term is 12 issues.
4. This subscription may not include promotional items packed with the magazine.
5. Please allow 28 days for gift delivery.
6. Free gift is limited to the first 200 orders only. Should we run out of this gift you may be offered an alternative gift of a similar value. For subscription enquiries please call 0844 848 5203*.
7. The normal cost of 12 issues is £54 based on the basic cover price of £4.50. All savings are based on the basic cover price.
8. You must be a Virgin Money product holder to be eligible for this offer.
9. This offer is subject to change and can be withdrawn at any time.

1. This offer is valid for UK subscriptions only.
2. All orders will be acknowledged and you will be advised of start issue within 14 days.
3. The minimum subscription term is 12 issues.
4. This subscription may not include promotional items packed with the magazine.
5. Please allow 28 days for gift delivery.
6. Free gift is limited to the first 200 orders only. Should we run out of this gift you may be offered an alternative gift of a similar value.
7. For subscription enquiries please call 0844 848 5203*.
8. The normal cost of 12 bi-monthly issues is £44.40 based on the basic cover price of £3.70. All savings are based on the basic cover price.
9. You must be a Virgin Money product holder to be eligible for this offer.
10. This offer is subject to change and can be withdrawn at any time.

1. This offer is valid for UK subscriptions only.
2. All orders will be acknowledged and you will be advised of start issue within 14 days.
3. The minimum subscription term is 11 issues.
4. This subscription may not include promotional items packed with the magazine.
5. Please allow 28 days for gift delivery.
6. Free gift is limited to the first 200 orders only. Should we run out of this gift you may be offered an alternative gift of a similar value.
7. For subscription enquiries please call 0844 848 5203*.
8. The normal cost of 11 issues (12 months) is £43.89 based on the basic cover price of £3.99. All savings are based on the basic cover price.
9. You must be a Virgin Money product holder to be eligible for this offer.
10. This offer is subject to change and can be withdrawn at any time.

1. 25% discount applies to full price adidas only. The range offered will be at the discretion of Sweatshop.
2. Offer applies to new purchases and cannot be combined with any other offer, discount or promotion.
3. Offer only available online at www.sweatshop.co.uk
4. Standard Sweatshop terms and conditions apply.
5. You must be a Virgin Money product holder to be eligible for this offer.
6. Offer subject to change and can be withdrawn at any time.

1. Up to 20% discount applies to a restricted set of experiences and can't be used in conjunction with any other offer.
2. See the Virgin Experience Days website for the list of offers and for full terms and conditions.
3. You must be a Virgin Money product holder to be eligible for this offer.
4. This offer is subject to availability and can be withdrawn at any time.

For calls from a BT landline there is a maximum charge of 3.9p per minute. Call charges from other networks may vary.

• Offer relates to Virgin Balloon Flights national 7 Day Anytime Plus voucher only and is valid until December 31, 2012 - subject to availability.
• Price is for one person including VAT at the applicable rate and standard postage.
• Voucher is valid for 18 months and flying season is March to October.
• Passengers must be aged 7 or over and at least 4'6" in height. Children aged under 16 must be accompanied by an adult.
• Passengers who are pregnant or who have recently undergone major surgery are unable to fly.
• Free Champagne & Chocolates offer includes a bottle of Roualet Desbordes Brut NV Champagne (75cl) with Premier Continental Chocolates (90g) (RRP £34.99) supplied separately from flight vouchers by courier from Virgin Wines. One per customer and one per household. Subject to availability. If order is refunded the free item must be returned or refund will be less the RRP of the item.
• Offers cannot be used in conjunction with any other offer, are not transferable and cannot be exchanged for cash.
• Virgin Balloon Flights reserves the right to substitute the free gift with one of similar value, to withdraw these offers or amend these conditions at any time.
• Customers must be UK residents and aged 18 or over. Full terms and conditions at www.virginballoonflights.co.uk/legalstuff

1. Cannot be used in conjunction with any other promotion or offer.
2. This discount is not applied to any applicable delivery charges.
3. Standard Random House terms and conditions apply, please visit www.rbooks.co.uk/terms.aspx for full details.
4. You must be a Virgin Money product holder to be eligible for this offer.
5. This offer is subject to availability and can be withdrawn at any time.