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Our Easy Access accounts explained

Ideal if you’d like to make sure you can get your hands on your money quickly and conveniently, and don’t want to tie it up for the long-term.

Who are Easy Access accounts for?

If you want a good rate of interest but might need to get your hands on your money quickly an Easy Access account could be right for you.

What is an Easy Access account?

An Easy Access account pays a variable rate of interest, so the amount of interest you earn changes over time.

Easy access accounts are really simple – you don’t need notice to withdraw, and you can add at any time. If your account was opened at a Store you can have a passbook to help keep you up-to-date.

What makes a Virgin Money Easy Access account better?

  • We don’t rely on short term bonus rates which drop to a lower rate before you know it. So you don’t need to keep moving your money around to chase a good rate.
  • You have the flexibility to add to your savings as often as you like.
  • You get the same rate if you open an account online, over the phone, by post or in Store.
  • Get your interest paid monthly or annually.

View all Easy Access accounts  

Your Easy Access account questions answered

How do Easy Access accounts work?

Easy access accounts are really simple – you don’t need notice to withdraw, and you can add at any time. If your account was opened at a Store you can have a passbook to help keep you up to date.

We also offer easy access accounts online, with no notice withdrawals and the option to add money at any time. You can also keep track of your money 24/7 on our secure Online Service.

How much can you earn?

The interest you will earn on your easy access account is dependent on a number of factors:

  • The amount of money you deposit.
  • The amount of money you withdraw.
  • The variable interest rate.

These factors should all be carefully considered when choosing which Easy Access account is right for you.

Why choose an Easy Access Account?

  • A good home for money you might need to get your hands on quickly.
  • You have the flexibility to add to your savings as often as you like.
  • They pay variable rates of interest, so the amount of interest you earn changes over time.
  • Some accounts come with a passbook to help you keep track of your savings.
  • With others, you get regular statements through the post.
  • Some options give you 24/7 access to your savings along with online statement viewing.
  • It's easy to open all our accounts. And there’s a range of ways to apply for most, including in-store, over the phone, by post and online.

It's so easy to apply

Applying and managing your Easy Access account couldn’t be easier. You can apply online in a matter of minutes, in Store, by post or phone.

Some of our accounts can only be applied for and managed online, but give you the flexibility to manage your money 24/7.

What next?

Find an account online

View all our savings accounts online and apply for one now.

Book a Store appointment

Come into one of our Stores and talk to us about our accounts.

Talk to us over the phone

Call us to discuss our range of accounts on 0345 600 4466.

Call charges and information

NumberCost
03 numbersSame as calls to 01 or 02 numbers and they are included in inclusive minutes and discount schemes in the same way.
084 numbersMaximum of 7p per minute, plus your phone company's access charge.
087 numbersMaximum of 13p per minute, plus your phone company's access charge.
0800 numbersFree from UK landlines and personal mobile phones.

Calls may be recorded for training and quality purposes.

Looking for something else?

Cash ISAs

As you don’t pay tax on the interest you earn, it’s a great way to make the most of your savings.

Read more about Cash ISAs

Limited Access accounts

If you don’t intend to make lots of withdrawals, or you know in advance when you'll need your money, you could make your savings work harder with one of our limited access accounts.

Read more about Limited Access accounts
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