Virgin Prepaid MasterCard - The smart way to carry cash

Virgin Prepaid MasterCard - The smart way to carry cash

What does it cost?

The table below shows the costs for the two tariffs we offer. If you plan to use your card a fair amount, our 'Pay monthly' tariff might be best. Otherwise, our 'Pay as you go' option could be the one for you. See examples.

If you find you are using your card a lot more or a bit less than you thought, you can switch tariff, for free, once every four months.

CostsPay as you goPay monthly
Monthly feeNONE£4.75
Card transaction (UK)2.95%FREE
Cash withdrawal (UK)2.95%£1.50
Card transaction (overseas)3.5% 2.95%
Cash withdrawal (overseas)3.5%£1.50
Buying your card£9.95
Extra card/replacement card£4.95
Top-up at a Post Office®FREE
Top-up by debit cardFREE
Top-up by direct transferFREE
Top-up by PayPoint PayPoint logo2.75%
Top-up by credit card2.5%
Switching tariffsFREE


What else you need to know

When you apply for your Virgin Prepaid MasterCard we verify your identity against the information you've given us, so we know it's you. In most cases, this will go through automatically and we'll get a card to you within 7-10 days.

If we’re unable to do this automatically we’ll ask you to send us documents to confirm your identity. Depending on the information you provide, we may issue you with a restricted or an unrestricted card. If we can’t verify your identity, we may be unable to send you a card.

Prepaid Mastercard right panel
Apply online

The Virgin Prepaid MasterCard® card is issued by Clydesdale Bank PLC pursuant to license by MasterCard International Incorporated. This card is an electronic money product. The electronic money associated with this card is provided by PrePay Technologies Ltd, a company regulated by the Financial Conduct Authority (FRN 900010) for the issuance of electronic money. PrePay Technologies Limited is a registered service provider of Clydesdale Bank PLC. MasterCard is a registered trademark of MasterCard International Incorporated.