Virgin Prepaid MasterCard - The smart way to carry cash

Virgin Prepaid MasterCard - The smart way to carry cash

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The Virgin Prepaid MasterCard is ideal if you don’t want a credit card, or can’t get one because you don’t have a bank account or your credit rating isn't strong enough.

Spend on it just like you would a credit card* and use it wherever you see the MasterCard sign.

The difference is you load it up with your money before you shop instead of paying off your balance later, so you won't spend more than you can afford.

You can choose from our 'Pay monthly' or 'Pay as you go' tariffs. So whether you plan to use your card a little or a lot, there’s an option to suit you.

Click on the links to read more about this card:


*Although it looks like a credit card, the Virgin Prepaid MasterCard doesn't offer some of the additional card protection on purchases that credit cards offer.

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Anyone can apply for a Virgin Prepaid MasterCard

  • You don’t need a bank account.
  • You don't need a perfect credit rating.
  • All you need is to be a UK resident.

You can give a card to your family

You can add up to 4 additional cardholders to your Virgin Prepaid MasterCard account - you could give family members things like birthday cash or pocket money by loading it onto the card. It's also easy to keep a check on your family’s spending, because you can check your account online anytime. Read more about additional cards.

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It’s the secure way to shop

If you lose your money, it’s pretty much gone for good. But if you lose your Virgin Prepaid MasterCard it has chip and PIN built in, giving you greater protection against card crime. Having a PIN makes it harder for anyone else to use your card if it gets lost or stolen - you'll be protected against fraudulent use the moment you let us know.

And because there are no statements to be posted to you, there’s less risk of your personal details going astray.

It’s the easy way to budget

Because you can only spend the amount loaded onto your Virgin Prepaid MasterCard, it’s really easy to stick to your budget.

Plus, you can keep track of what’s on your card at any time online, so you’re always in control of your money.

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A safe way to share money from home

Buy an additional card for your family and if ever you need a little extra cash while you're abroad, they can load up your card with money from home.

Or if you have young family members and worry about them carrying money abroad, you can add them as an additional cardholder to your account. They'll have their own card and secure PIN, and you'll have peace of mind knowing you can always get money safely to them if they ever need it.

Travelling abroad?

Prepaid cards are a great travelling companion because they are simpler and safer than carrying foreign money, if the card is lost or stolen your money is protected by the card's PIN. And because the Virgin Prepaid Card is a MasterCard it's accepted pretty much everywhere. But if you're planning a trip abroad, the Virgin Prepaid Travel Money MasterCard - available in a choice of US Dollars or Euros - may be the right card for you. See how both cards compare.

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You can enjoy exclusive discounts

Just like the Virgin Credit Card, our Prepaid MasterCard can also get you exclusive discounts at Virgin companies and beyond.

Please note on the 'Pay as you go' tariff, discounts are applied before your 2.95% transaction fee. Remember to check the terms and conditions for each offer.

Here's a sample of the offers available:

Virgin HolidaysUp to 5% off Virgin Holidays
Enjoy going places for less. Offer includes city breaks, ski trips and family packages.
Virgin WinesEnjoy 12 top-quality Boutique Wines from just £3.99 a bottle
Virgin Wines are delighted to offer a £50 voucher to use on a wide range of their bottles and selections. With over 500 to choose from, you can be certain to find something you like.
Virgin Active logoOne month free
Become a member of a Virgin Active Health Club on a 12-month contract and receive one month free plus other perks.
Virgin Experience DaysUp to 20% off Virgin Experiences
High-speed driving, flying lessons, bungee jumping, spa days, and more. You save up to 20% on selected experiences.
Virgin Balloon Flights30% off Virgin Balloon Flights plus
free Champagne & Chocolates

A voyage with Virgin Balloon Flights is the experience of a lifetime.

Offers correct as at 4 April 2014. Terms and conditions apply and can be found at All offers are subject to change and may be withdrawn at any time.

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The Virgin Prepaid MasterCard® card is issued by PrePay Technologies Ltd pursuant to license by MasterCard International Incorporated. This card is an electronic money product. PrePay Technologies Ltd is authorised and regulated by the Financial Conduct Authority for the issuance of electronic money (FRN: 900010). MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.