Tell me about the Virgin Prepaid Card | Prepaid Cards

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The Virgin Prepaid Card is ideal if you don’t want a credit card, or can’t get one because you don’t have a bank account or your credit rating isn't strong enough.

Spend on it just like you would a credit card* and use it wherever you see the Visa sign.

The difference is you load it up with your money before you shop instead of paying off your balance later, so you won't spend more than you can afford.

You can choose from our 'Pay monthly' or 'Pay as you go' tariffs. So whether you plan to use your card a little or a lot, there’s an option to suit you.

Click on the links to read more about this card:

*Although it looks like a credit card, the Virgin Prepaid Card doesn't offer some of the additional card protection on purchases that credit cards offer.

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Anyone can apply for a Virgin Prepaid Card

You don’t need a bank account.
You don't need a perfect credit rating.
All you need is to be over 18 and a UK resident.

You can give a card to your family

You can add up to 5 additional cardholders to your Virgin prepaid account - you could give family members things like birthday cash or pocket money by loading it onto the card. It's also easy to keep a check on your family’s spending, because you can check your account online anytime. Read more about additional cards.

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It’s the secure way to shop

If you lose your money, it’s pretty much gone for good. But if you lose your Virgin Prepaid Card it has chip and PIN built in, giving you greater protection against card crime. Having a PIN makes it harder for anyone else to use your card if it gets lost or stolen - you'll be protected against fraudulent use the moment you let us know.

And because there are no statements to be posted to you, there’s less risk of your personal details going astray.

It’s the easy way to budget

Because you can only spend the amount loaded onto your Virgin Prepaid Card, it’s really easy to stick to your budget.

Plus, you can keep track of what’s on your card at any time online, so you’re always in control of your money.

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A safe way to share money from home

Buy an additional card for your family and if ever you need a little extra cash while you're abroad, they can load up your card with money from home.

Or if you have young family members aged 13 and over, and worry about them carrying money abroad, you can add them as an additional cardholder to your account. They'll have their own card and secure PIN, and you'll have peace of mind knowing you can always get money safely to them if they ever need it.

Travelling abroad?

Prepaid cards are a great travelling companion because they are simpler and safer than carrying foreign money, if the card is lost or stolen your money is protected by the card's PIN. And because the Virgin Prepaid Card is a Visa card it's accepted pretty much everywhere. But if you're planning a trip abroad, the Virgin Prepaid Travel Money Card - available in a choice of US Dollars or Euros - may be the right card for you. See how both cards compare.

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You can enjoy exclusive discounts

Just like the Virgin Credit Card, our Prepaid Card can also get you exclusive discounts at Virgin companies and beyond.

Please note on the 'Pay as you go' tariff, discounts are applied before your 2.95% transaction fee. Remember to check the terms and conditions for each offer.

Here's a sample of the offers available:

	5% off Virgin Holidays Enjoy going places for less. Offer includes city breaks, ski trips and family packages.
	10% off at Virgin Wines If you order something that’s not to your taste, you can get a refund.
	30% off Virgin Books Save 30% across Virgin Books' whole range online.
	Up to 20% off Virgin Experiences High-speed driving, flying lessons, bungee jumping, spa days, and more. You save up to 20% on selected experiences.
	1 month free for new members at Virgin Active When you pay for your initial fees on a 12 month contract membership with your Virgin Credit Card, you'll recieve a month free.
	30% off Virgin Balloon Flights plus free Champagne & Chocolates A voyage with Virgin Balloon Flights is the experience of a lifetime.

Offers correct as at 22 January 2013. Terms and conditions apply and can be found at myvirginmoney.com. All offers are subject to change and may be withdrawn at any time.