Virgin Prepaid MasterCard - The smart way to carry cash

Virgin Prepaid MasterCard - The smart way to carry cash

How it works

A Virgin Prepaid MasterCard costs just £9.95 to buy. A replacement card or extra cards for your family are just £4.95 each.

You have a choice of two tariffs:

Pay as you go
If you think you will only use your Virgin Prepaid MasterCard occasionally, this tariff could be best as there is no monthly fee. You just pay 2.95% for each card transaction and cash machine withdrawal in the UK.

Pay monthly
If you are planning to use your Virgin Prepaid MasterCard a fair bit, this tariff might be more suitable as there is no transaction fee for purchases in the UK. There is a flat monthly fee of £4.75 and a fee of £1.50 for each cash withdrawal in the UK.

How it works

How to top up your Virgin Prepaid MasterCard

Loading and reloading your Virgin Prepaid MasterCard with money is easy - it works just like a phone card top-up.

There are lots of ways to top up, and over 34,000 places in the UK to choose from:

Load your cardApproximate business days it takes for funds to reach your cardCost
At any Post Office®1FREE
By debit card at myvirginmoney.com*2FREE
By direct transfer from your bank account1FREE
By credit card at myvirginmoney.com*22.5%
PayPoint logo
At any shop or garage where you see the PayPoint logo
Immediate2.75%

*Debit or credit cards used to load money onto your Virgin Prepaid MasterCard using our online service need to be registered with your bank for 'MasterCard Secure Code' or 'Verified by Visa'.

If we receive the funds on a business day, we will update your balance as soon as the funds are received on the same business day, or within two hours. If we receive the funds on a day that is not a business day, we will update your balance at the start of the next business day.

How it works

How we work out your spending limit

When you apply for your Virgin Prepaid MasterCard we verify your identity against the information you've given us, so we know it's you. In most cases, this will go through automatically and we'll get a card to you within 7-10 days.

Prepaid Mastercard right panel
Apply online

The Virgin Prepaid MasterCard® card is issued by Clydesdale Bank PLC pursuant to license by MasterCard International Incorporated. This card is an electronic money product. The electronic money associated with this card is provided by PrePay Technologies Ltd, a company regulated by the Financial Conduct Authority (FRN 900010) for the issuance of electronic money. PrePay Technologies Limited is a registered service provider of Clydesdale Bank PLC. MasterCard is a registered trademark of MasterCard International Incorporated.