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Mortgages for first time buyers

Speak to one of our dedicated mortgage experts now.

0333 331 4819

We're here:
8am – 8pm, Monday to Friday,
9am – 3pm, Saturday,
10am – 3pm, Sunday.
Call charges

Moneyfacts Award 2015 - Best Online Mortgage Provider. Your Money Direct Awards 2015 - Best Online Mortgage Provider.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Find out how much you can borrow

Use our calculator to work out your budget, and we’ll tell you how much you’ll be able to borrow from us:

How much can you borrow?

 

Compare our mortgages

View our mortgages and find out how much your monthly payment could be.

Find a mortgage

Why choose one of our mortgages?

  • We're award-winning
    Voted Moneyfacts and Your Money Best Online Mortgage Provider 2015 and 2016.
  • Flexibility as standard
    Overpayments, take your mortgage with you if you move and more. Our flexibility options.
  • Check your mortgage balance anytime
    Curious what you have left to pay? Check online anytime, day or night.
  • Advice when you need it
    Our qualified mortgage advisors are on standby to help recommend a deal that meets your needs, both now and should your circumstances change in the future.
  • Great customer discounts
    Offers from the Virgin Group, including Virgin Holidays and Virgin Wines.

Mortgages in three minutes

Keen to know more?

You can find out more in our First Time Buyer Hub and Moving home help and guides.

The cost of buying your first home

As a first time buyer you'll want to understand all the fees and costs involved so you can include them in your budget:

First Time Buyer Hub

Travel Advice

Help and support for first time buyers like you - everything from tips on how to save up your deposit to finding your first home.

Visit the First Time Buyer Hub 

Like to talk to us?

Speak to one of our dedicated mortgage experts now.

0800 028 5277

We're here:
8am – 8pm, Monday to Friday,
9am – 3pm, Saturday,
10am – 3pm, Sunday.

Arrange a call back

To arrange for one of our team to call you back at a convenient time.

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084 numbersMaximum of 7p per minute, plus your phone company's access charge.
087 numbersMaximum of 13p per minute, plus your phone company's access charge.
0800 numbersFree from UK landlines and personal mobile phones.

Calls may be recorded for training and quality purposes.