Virgin Balance Transfer Credit Card

Virgin Balance Transfer Credit Card
Virgin Balance Transfer Credit Cards

0% interest for up to 29 months on balance transfers

From the date of account opening on balance transfers made in the first 60 days (2.99% handling fee, £3 min).

Apply online for an instant decision

Apply for a Virgin Balance Transfer Credit Card now
 

Key features include

  • 0% interest for up to 29 months on balance transfers
    0% on balance transfers for up to 29 months from account opening (2.99% handling fee, £3 min). This offer only applies to transfers made in the first 60 days.
  • 0% for up to 6 months on card purchases 
    From the date your account is opened
  • No annual fee
  • Choose the design of your card
    Go for red, black, purple or silver

The promotional period starts from the date your account is opened and applies to transfers made in the first 60 days (2.99% handling fee, £3 min, for balance transfers and 4% handling fee, £3 min, for money transfers).

If you spend on your card and do not pay this in full each month, interest will be payable on the amount outstanding.


Additional benefits and features

Exclusive customer discounts

Every credit card customer can take advantage of our range of exclusive Virgin products, discounts and many more – helping you make more of your money.

10% off
30% off plus free
Champagne & Chocolates
20% off
£50 Wine voucher
5% off
One month free
Contactless symbol

Contactless payments

Make payments of up to £20 anywhere you see this symbol, without using your PIN. Simple and secure technology to make your life easier.

 
Paperless statements

Online statements

Online statements are more convenient for most people and better for the environment. But you can opt for paper statements if you want to.

 

Apply online for an instant decision

Apply for a Virgin Balance Transfer Credit Card now
 
Apply online now

Representative example:

18.9% p.a.
(variable)
on card purchases

This is equivalent to

18.9%APR 
representative (variable)

Credit limits will vary based on your individual circumstances.

The Virgin Balance Transfer Credit Card is issued by MBNA Limited.

† If you apply online between the hours of 6am – midnight, Monday to Friday, or 6am – 9pm, Saturday to Sunday, you could get an instant decision. Outside of these hours, or if your application is referred to a Credit Analyst for a final decision, we’ll be in touch as soon as possible.

Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

The Virgin Credit Card is issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. Credit is available, subject to status, only to UK residents aged 18 or over.

Calls, online and/or Smartphone sessions (e.g. completing an application) may be monitored and/or recorded for quality evaluation, training purposes and to ensure compliance with laws and regulations.

Virgin Credit Cards are promoted by Virgin Money plc, acting as a credit intermediary. Virgin Money plc only promotes credit cards which are provided under the Virgin brand. Virgin Money plc is registered in England and Wales (Company No. 6952311). Registered office: Jubilee House, Gosforth, Newcastle upon Tyne NE3 4PL. Virgin Money plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.