† Instant decision is only available Monday to Thursday 8am to 8pm and Friday 8am to 5pm. If you apply out of hours you should hear from us within 10 working days.
Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.
Virgin Credit Cards are promoted by Virgin Money plc, acting as a credit intermediary, and issued by MBNA Europe Bank Limited. Virgin Money plc only promotes credit cards which are provided under the Virgin brand.
MBNA Europe Bank Limited is registered in England number 2783251. Registered office: Stansfield House, Chester Business Park, Chester CH4 9QQ. MBNA's consumer credit activities are licensed by the Office of Fair Trading and MBNA’s general insurance activities are authorised and regulated by the Financial Services Authority. Virgin Money plc is registered in England and Wales (Company No. 6952311). Registered office: Jubilee House, Gosforth, Newcastle upon Tyne NE3 4PL. Virgin Money plc is authorised and regulated by the Financial Services Authority.
Credit is available, subject to status, only to UK residents aged 18 or over. Calls may be monitored and/or recorded for quality and training purposes and for compliance with regulations.