THERE ARE CREDIT CARDS
AND THERE ARE
VIRGIN MONEY CREDIT CARDS

Put a bit of rebellion in your wallet with one of
our Sex Pistols credit card designs, celebrating
one of Virgin’s most iconic bands.

We have a range of different cards for you to choose from

SP Card stack

Cards on the table

We believe in being straightforward. That’s why unlike most other credit card providers in the UK, we are committed to giving you the deal you see advertised if your application is accepted.

  • No nasty surprises, if approved, you will get our advertised offer
  • A choice of balance transfer and purchase credit cards
  • Access to a great range of Virgin offers
  • Free membership to our Lounges

There are credit cards and there are Virgin Money credit cards

Virgin Balance Transfer
Credit Card

Our balance transfer credit card, loaded with attractive Virgin offers

  • 0% for 36 months on balance transfers
  • 0% for 36 months on money transfers
  • 0% for 6 months on purchases

The promotional period starts from the date your account is opened and applies to transfers made in the first 60 days (2.50% fee for balance transfers and 4% fee for money transfers).

Representative example

Purchase rate:
18.9% p.a.
(variable)

Representative:
18.9% APR
(variable)

Based on borrowing:
£1,200

Virgin Balance Transfer
Credit Card

Our balance transfer credit card, loaded with attractive Virgin offers

  • 0% for 34 months on balance transfers
  • 0% for 34 months on money transfers
  • 0% for 6 months on purchases

The promotional rate starts from the date your account is opened and applies to transfers made in the first 60 days (2.25% fee for balance transfers and 4% fee for money transfers).

Representative example

Purchase rate:
18.9% p.a.
(variable)

Representative:
18.9% APR
(variable)

Based on borrowing:
£1,200

Virgin Balance Transfer
Credit Card

Our balance transfer credit card, loaded with attractive Virgin offers

  • 0% for 32 months on balance transfers
  • 0% for 32 months on money transfers
  • 0% for 6 months on purchases

The promotional rate starts from the date your account is opened and applies to transfers made in the first 60 days (1.75% fee for balance transfers and 4% fee for money transfers).

Representative example

Purchase rate:
18.9% p.a.
(variable)

Representative:
18.9% APR
(variable)

Based on borrowing:
£1,200

Virgin Balance Transfer
Credit Card

Our low fee balance transfer credit card, loaded with attractive Virgin offers

  • 0% for 26 months on balance transfers
  • 0% for 26 months on money transfers
  • low balance transfer fee (1.25% during the promotional period)

The promotional rate starts from the date your account is opened and applies to transfers made in the first 60 days (1.25% fee for balance transfers and 4% fee for money transfers).

Representative example

Purchase rate:
18.9% p.a.
(variable)

Representative:
18.9% APR
(variable)

Based on borrowing:
£1,200

Virgin Balance Transfer
Credit Card

Our low fee balance transfer credit card, loaded with attractive Virgin offers

  • 0% for 18 months on balance transfers
  • 0% for 18 months on money transfers
  • low balance transfer fee (0.75% during the promotional period)

The promotional rate starts from the date your account is opened and applies to transfers made in the first 60 days (0.75% fee for balance transfers and 4% fee for money transfers).

Representative example

Purchase rate:
18.9% p.a.
(variable)

Representative:
18.9% APR
(variable)

Based on borrowing:
£1,200

Virgin All Round Credit Card

Great for balance transfers and new purchases

  • 0% for 18 months on purchases
  • 0% for 18 months on balance transfers
  • 0% for 18 months on money transfers

The promotional rate starts from the date your account is opened and applies to transfers made in the first 60 days (2% fee for balance transfers and 4% fee for money transfers).

Representative example

Purchase rate:
18.9% p.a.
(variable)

Representative:
18.9% APR
(variable)

Based on borrowing:
£1,200

Virgin Low Rate Credit Card

Low rates on balance transfers and purchases, with no handling fees to pay

  • 7.67% p.a. on purchases
  • 7.67% p.a. on balance and money transfers for the life of the balance
  • No handling fees on balance and money transfers made in the first 60 days


The promotional offer starts from the date your account is opened and applies to transfers made in the first 60 days.

Representative example

Purchase rate:
7.9% p.a.
(variable)

Representative:
7.9% APR
(variable)

Based on borrowing:
£1,200

 
 
 
 
 
 

If we do not receive the minimum payment when it is due or you go over your credit limit, we will withdraw the promotional rate with effect from the start of that statement period. When a promotional rate ends or is withdrawn, we charge the current standard interest rate that applies to that transaction.

You will not be able to transfer a balance from another Virgin Credit Card and should not use your card to repay other borrowing from Virgin Money.

Credit is available, subject to status, only to UK residents aged 18 or over.

Calls are charged at your service provider’s prevailing rate and may be monitored and recorded.

The Virgin Credit Card is issued by Virgin Money plc – Registered in England and Wales (Company No: 6952311). Registered office – Jubilee House, Gosforth, Newcastle upon Tyne, NE3 4PL. Virgin Money plc is Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.

Virgin Money plc subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board. Click here for your copy of the Lending Code.