Virgin Cards

Make more of your money

We have a range of different cards for you to choose from

Virgin Credit Cards

Cards on the table

We believe in being straightforward. That’s why unlike most other credit card providers in the UK, we are committed to giving you the deal you see advertised if your application is accepted.

  • No nasty surprises, if approved, you will get our advertised offer
  • A choice of balance transfer and purchase credit cards
  • Access to a great range of Virgin offers
  • Free membership to our Lounges

There are credit cards and there are Virgin Money credit cards

Virgin Balance Transfer
Credit Card

Our extended balance transfer credit card, loaded with attractive Virgin offers

  • 0% for 36 months on balance transfers
  • 0% for 36 months on money transfers
  • 0% for 6 months on purchases

The promotional period starts from the date your account is opened and applies to transfers made in the first 60 days (3.49% fee for balance transfers and 4% fee for money transfers).

Representative example

Purchase rate:
18.9% p.a.
(variable)

Representative:
18.9% APR
(variable)

Based on borrowing:
£1,200

Virgin Balance Transfer
Credit Card

Our classic balance transfer credit card, loaded with attractive Virgin offers

  • 0% for 31 months on balance transfers
  • 0% for 31 months on money transfers
  • 0% for 6 months on purchases

The promotional rate starts from the date your account is opened and applies to transfers made in the first 60 days (2.99% fee for balance transfers and 4% fee for money transfers).

Representative example

Purchase rate:
18.9% p.a.
(variable)

Representative:
18.9% APR
(variable)

Based on borrowing:
£1,200

Virgin Balance Transfer
Credit Card

Our low fee balance transfer credit card, loaded with attractive Virgin offers

  • 0% for 26 months on balance transfers
  • 0% for 26 months on money transfers
  • Our lowest balance transfer fee (1.25% during the promotional period)

The promotional rate starts from the date your account is opened and applies to transfers made in the first 60 days (1.25% fee for balance transfers and 4% fee for money transfers).

Representative example

Purchase rate:
18.9% p.a.
(variable)

Representative:
18.9% APR
(variable)

Based on borrowing:
£1,200

Virgin All Round Credit Card

If you've got a balance to transfer as well as new purchases coming up, you only need one credit card

  • 0% for 18 months on purchases
  • 0% for 14 months on balance transfers
  • 0% for 14 months on money transfers

The promotional rate starts from the date your account is opened and applies to transfers made in the first 60 days (2.99% fee for balance transfers and 4% fee for money transfers).

Representative example

Purchase rate:
18.9% p.a.
(variable)

Representative:
18.9% APR
(variable)

Based on borrowing:
£1,200

 
 
 
 
 
 

If we do not receive the minimum payment when it is due or you go over your credit limit, we will withdraw the promotional rate with effect from the start of that statement period. When a promotional rate ends or is withdrawn, we charge the current standard interest rate that applies to that transaction.

You will not be able to transfer a balance from another Virgin Credit Card and should not use your card to repay other borrowing from Virgin Money.

Credit is available, subject to status, only to UK residents aged 18 or over.

Calls are charged at your service provider’s prevailing rate and may be monitored and recorded.

The Virgin Credit Card is issued by Virgin Money plc – Registered in England and Wales (Company No: 6952311). Registered office – Jubilee House, Gosforth, Newcastle upon Tyne, NE3 4PL. Virgin Money plc is Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.

Virgin Money plc subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board. Click here for your copy of the Lending Code.