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Mortgage payment holiday calculator

Find out how taking a payment holiday could impact your mortgage.


This service is available to existing Virgin Money customers.

The figures we show you will be based on some assumptions, such as you having only one interest rate on your mortgage. There are a number of reasons why you may have more than one interest rate (for example, additional borrowing), if this is the case you will need to calculate each part of your mortgage separately.

Things to remember

  • You can find out what type of mortgage you have, the term and how many interest rates your mortgage has in Online Service or in your latest mortgage statement from us.
  • If you have a general query about your payment holiday, our frequently asked questions have answers to the questions we’re getting asked the most.

We will always treat your data with respect – you can find out more details in our Privacy Policy.


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