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How to win fantastic Virgin Prizes

  1. Just get an online quote from us for your Home or Annual Travel Insurance.
    (As part of the quote you will need to supply full details including: full name, address, post code, email address and contact number)
  2. We'll automatically enter you into the draw, whether or not you decide to go ahead with your cover.
  3. We'll then draw 21 winners at random at the end of each quarterly prize draw.

What prizes could I win?

St Lucia Holiday

Win a holiday of a lifetime for two in St Lucia with Virgin Holidays.


Virgin Atlantic Flights

Win a pair of return Economy flights to New York with Virgin Atlantic.


Virgin Balloon Flights

2 x Virgin Balloon Flights – National 7 day anytime plus voucher for two.


 View more prizes

 Prize draw terms and conditions

  1. Who can enter?
    • All UK residents over 18.
    • Employees of Virgin Money cannot enter.
    • Anyone directly connected to the Prize Draws or operation of the Prize Draws cannot enter.
  2. How do you enter?
    • Visit and complete a full quote for Home or Annual Multi-Trip Travel Insurance.
    • Customers who hold an existing Virgin Money Home or Annual Multi-Trip Insurance policy at 31 October 2016 will automatically be entered into Period 1 Draw.
    • Quotes via any third party websites will not be included in the Prize Draw(s).
    • You will need to provide your full name, address, postcode, email address and contact number when you apply for the quote directly from to be eligible for the Prize Draws.
    • There will be 4 Prize Draws (1 each quarter) and 1 Main Prize Draw, which will be drawn at the end of the campaign.
    • You will be automatically entered into one of the quarterly Prize Draws according to the Qualifying Period in which you apply for your quote. See section 3 for the Qualifying Periods.
    • All entrants will be entered into the Main Prize Draw.
    • You will only be entered into a quarterly Prize Draw once per product quote.
    • You cannot enter on behalf of anyone else.
  3. When can you enter?
    • Each Prize Draw has a different Qualifying Period as set out below:
      Qualifying periodDate of Prize Draw
      Period 1 Draw: Midday 31 October 2016 to Midday 28 February 2017.Within 10 working days of the end of the Qualifying Period.
      Period 2 Draw: Midday 28 February 2017 to Midday 30 June 2017.Within 10 working days of the end of the Qualifying Period.
      Period 3 Draw: Midday 30 June 2017 to Midday 30 September 2017.Within 10 working days of the end of the Qualifying Period.
      Period 4 Draw: 31 October 2016 to Midday 30 December 2017.Within 10 working days of the end of the Qualifying Period.
  4. How will the winner(s) be chosen?
    • Winners will be drawn independently and at random from all qualifying entrants in each Qualifying Period.
    • There will be one winner for the Main Prize Draw.
    • At our sole discretion we may draw more winners for any Prize Draw.
    • The Prizes will be allocated to the winners in the order they are drawn.
    • You cannot win more than one Prize in each Prize Draw period.
  5. What are the Prizes?
    • The Main Prize is a 7 night stay at a Platinum Virgin Holidays hotel in St Lucia for two people, including premium economy flights from the UK with Virgin Atlantic Airways. Terms and conditions apply.
    • There will be 21 Prizes for each of the 4 quarterly Prize Draws which are:
      • A pair of Virgin Atlantic return economy flight tickets to New York for the Prize winner and guest (the “New York Flights”).
      • 2 x Virgin Balloon Flights – National 7 day anytime plus voucher for two.
      • 2 x Payment of Virgin Money Annual Travel Insurance premium.
      • 2 x Virgin Experience Days –Triple Supercar Thrill Experience.
      • 2 x DS Virgin Racing merchandise bundle including, hat, water bottle, t-shirt and Formula E speaker boy.
      • 2 X Virgin Media - 7” Samsung tablets.
      • 2 x Virgin Pure T7 WaterBar.
      • 2 x Payment of Virgin Money Home Insurance premium.
      • 2 x Virgin Experience Days - Virgin Wines Connoisseur experience.
      • 2 x Virgin Experience Days - Roof Gardens 3 course dinner for 2.
      • 2 x Virgin Experience Days – Ragdale Hall 'Refresh & Revive spa day'.
    • The Prizes may be subject to further terms and conditions. In particular and not restricted to:
      • The Main Prize and the New York Flights (the “Virgin Atlantic Prizes”) are subject to the following terms and conditions:
        • The Virgin Atlantic Prizes must be redeemed by confirming the flights within 12 months from the applicable draw date.
        • The winner (and their guest) of the New York Flights Prize must redeem their Prize by confirming flights within 12 months from the 6th March 2017. The winner (and their guest) will not be able to fly from 20 March to 20 April 2017, 1 July to 31 August 2017 and 14 December 2017 to 10 January 2018.
        • The Virgin Atlantic Prizes are subject to our Terms and conditions of carriage. Once Virgin Atlantic Prize bookings have been confirmed no further changes are permitted. If a booking is cancelled no alternative tickets will be issued.
        • The winner of the New York Flights must travel with his or her guest. If a winner wishes to travel alone, their second ticket will be forfeited.
        • Virgin Atlantic flight schedules are subject to change without notice.
        • In the event that any of Virgin Atlantic’s flight programme or operations are altered, suspended, cut-back or cancelled, we are unable to guarantee that any affected Virgin Atlantic Prize flights will be honoured. If we are able to transfer the Virgin Atlantic Prize to another airline, travel will be for economy/coach class only, subject to availability. No refund or part refund will be given for any alternation or cancellation of the Virgin Atlantic Prizes in these circumstances.
        • Any costs or expenses not expressly included in the Virgin Atlantic Prizes pursuant to these terms and conditions including without limitation, accommodation, transfers, excess baggage, car parking charges, excursions and attractions will be the sole responsibility of the winner and their guest.
        • Virgin Atlantic Prizes neither include the cost nor arrangement of any applicable passenger visas, taxes, fees, charges and surcharges, which will be charged to and payable by each passenger. The amount of these is subject to change.
        • Virgin Atlantic is unable to award Flying Club mileage or tier points from the Virgin Atlantic Prize.
        • The Virgin Atlantic Prizes may not be used in conjunction with any other promotion or promotional fare mounted by Virgin Atlantic or any third party.
        • The winners (and their guests) accept the Virgin Atlantic Prizes at his/her own risk. By entering the competition, each participant agrees to release Virgin Atlantic Airways Limited and Virgin Holidays Limited from any liability whatsoever for any claims, costs, injuries, losses, or damages of any kind arising out of or in connection with the promotion or with the acceptance, possession, attendance at or use of the Virgin Atlantic Prizes (except death or personal injury caused by Virgin Atlantic Limited’s or Virgin Holidays Limited’s negligence, for fraud, or otherwise as prohibited by law).
      • Virgin Experience Days Prizes including dinners at the Roof Gardens, Triple Supercar Thrill experience, Ragdale Hall ‘Refresh & Revive spa day’, and Virgin Wines Connoisseur experience will be in the form of a voucher that can be redeemed for experiences up to the value of the voucher. The winner may choose a more expensive experience/dining option but will be responsible for any costs above the value of the voucher. The winner(s) will be responsible for any expenses additional to those that form part of the Prize including, but not limited to, travel and accommodation.
      • Virgin Money Home and Travel Insurance Prizes – if you do not require the Virgin Money Insurance policy, or are no longer eligible for it due to a change in circumstances we will use the information you have provided from your quote to work out the cost for a new Virgin Money policy and provide you with a cheque up to a maximum amount of £250.
    • The prizes are non-transferable.
  6. How do you know if you have won?
    • We will notify the winners by email/letter no later than 10 days after the date of the relevant Prize Draw.
    • Each winner will have three weeks from the date of the email/letter to claim their Prize. We will make reasonable attempts to contact winners but, if the Prize is not claimed, it will be forfeited.
    • We will contact the winners using the contact details we hold from the quotes they have requested.
  7. What else do you need to know?
    • Your personal information will be used to administer the Prize Draw.
    • You may be asked but are not under an obligation to participate in non-paid publicity.
    • The winners agree to allow Virgin Money to display their name and county of residence details at
    • The Prize Draw is subject to English law.
    • Events may occur which render the Prize Draws themselves or the awarding of the Prize/s impossible due to reasons beyond our control and, accordingly, we may in our absolute discretion vary or amend the Prize Draws and you agree that no liability shall attach to us as a result thereof.
    • We reserve the right to withdraw or alter these terms and conditions of the Great Insurance Giveaway Prize Draws at any time. The latest version of these terms and conditions will be available at for the duration of the Prize Draws.
  8. Who is the promoter?
    • We are Virgin Money plc.
    • Our company registered number is 06952311.
    • Our registered office is at Jubilee House, Gosforth, Newcastle upon Tyne, NE3 4PL.

Home Insurance

  • Choose a level of cover to suit - Red, Silver or Gold cover and optional extras available
  • Moneyfacts 5 star rating for Silver Cover, our most popular home insurance with existing Virgin Money customers
  • With our 24-hour UK based claims helpline you'll always get the assistance you need

Get a quote now and enter our prize draw

Home Insurance & what's covered  

Travel Insurance

  • Our annual multi trip travel insurance comes with winter sports cover as standard
  • Kids covered free when travelling with paying parents or grandparents - up to three under 18's per adult
  • 24/7 emergency medical assistance helpline

Get a quote now and enter our prize draw

Travel Insurance & what's covered  

We also offer single trip travel insurance and backpacker travel insurance (We can only enter you for our prize draw if you get a quote for annual multi-trip.)