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Our Limited Access accounts explained

Simply put, a limited access account offers you a better rate of interest if you don’t need access to your money straight away or feel that you could limit the number of withdrawals you make on your account.

The accounts are usually variable and you can add to them over time (unlike some of our fixed term accounts).

Who are Limited Access accounts for?

If you feel that you could limit the number of withdrawals that you make, a Limited Access account could be right for you as you’ll get a better rate of variable interest than you would with an Easy Access account.

What is a Limited Access account?

Limited access accounts are quite simple - by limiting the number of withdrawals you make, you could earn a higher rate of interest than with an easy access account.

We don’t currently offer any new notice accounts.

What makes a Virgin Money Limited Access account better?

  • You have the freedom to access your savings through a limited number of withdrawals.
  • You get a better rate of variable interest than you would with an easy access account.
  • You can pay in money whenever you like.
  • Get your interest paid monthly or annually.

View our Limited Access accounts  

What next?

Find an account online

View all our savings accounts online and apply for one now.

Book a Store appointment

Come into one of our Stores and talk to us about our accounts.

Talk to us over the phone

Call us to discuss our range of accounts on 0345 600 4466.

Call charges and information

NumberCost
03 numbersSame as calls to 01 or 02 numbers and they are included in inclusive minutes and discount schemes in the same way.
084 numbersMaximum of 7p per minute, plus your phone company's access charge.
087 numbersMaximum of 13p per minute, plus your phone company's access charge.
0800 numbersFree from UK landlines and personal mobile phones.

Calls may be recorded for training and quality purposes.

Looking for something else?

Cash ISAs

As you don’t pay tax on the interest you earn, it’s a great way to make the most of your savings.

Read more about Cash ISAs
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