Applying online is easy and only takes a few minutes.

You’ll need your National Insurance number, bank details (for setting up regular payments) or your debit card details (for making a single payment)*

What you need to know before you apply

It is important to understand how this product works and the potential risks involved. Please ensure that you are aware how your money will be invested using our ‘lifestyling’ approach.

If you would prefer to choose the funds yourself you need to be aware of the differences between the funds that we offer, where your money is invested and the potential risks. You also should remember that lifestyling will be switched off.

Before you apply, please ensure you read the Key Features and Terms & Conditions which will tell you everything you need to know.

Remember, investments can go down as well as up and you may get back less than you invest. The earliest you can currently take your pension is your 55th birthday (57th birthday from 2028). If you are unsure and would like to seek independent financial advice, please visit to find a financial adviser in your area.

Now you're ready, please let us know if you are:


* If you would like to make a one-off payment using a Maestro card issued outside the UK, please call us on 03456 10 20 40.

£50 M&S Vouchers
Just enter the promotion code MVM2011 in the application form.
Terms apply (inc minimum £50 per month or £1000 lump sum)

Like to talk to us?

Call us on
03456 10 20 40
Calls may be recorded

We're here

8am to 9pm, Mon to Fri
9am to 6pm, Sat

Sorry, we’re not open on
bank holidays

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