Putting some money aside now means your child can be one step ahead when they come to plan their retirement. Any parent or legal guardian can set up a pension, and it will automatically transfer to your child once they reach 18.


The taxman tops up payments you make by at least 25%.

Full control

Start, stop and change your payments whenever you need to.
24/7 online access and UK-based call centres.


Our customers trust us with over £1 billion of their savings.
We meet and beat industry-wide 'stakeholder' pension standardsLink opens in a new window.


No hidden charges - just a simple fee. Link opens in a new window.

Please bear in mind, the value of your investment can go down as well as up and your child may get back less than you invest. Tax benefits depend on individual circumstances and may change in the future. The earliest your child can access their pension savings is normally their 55th birthday. If you stop or reduce your payments you will reduce the amount your child gets back from the pension.

You do not have the right to cancel stock market based investments like the Virgin Stakeholder Pension that are sold over the phone or online.

We have two options available for you to consider

Straightforward option

No difficult decisions about what to invest in - a simple way to save for your child's retirement.

More information and apply using our straightforward approach

Choose your own option

Choose from five funds.

More information and apply using our Choose your own option

Guide to pensions

Pensions in Three Minutes

Watch our straightforward, straight-talking pension video - no jargon, no hassle.