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Your home may be repossessed if you do not keep up repayments on your mortgage.


Compare our mortgages

View our mortgages and find out how much your monthly payment could be.

Find a mortgage

How much you can borrow

Use our quick calculator to work out your budget, and how much we think you could borrow.

How much can you borrow?

Check your eligibility

Find out in five minutes how much we can lend you, using a soft credit check which won't affect your credit file or rating.

Find out more about how much we can lend you.

Why choose one of our mortgages?

  • Your own personal adviser
    Find your next mortgage with a dedicated expert.
  • Great customer service
    9/10 customers who spoke to an adviser said we’re easy to do business with.
  • We'll sort a speedy Offer
    We promise that if we don’t send an Offer within 10 days of receiving your completed application we’ll pay you £100.
    Terms apply  PDF opens in a new window (PDF, 78KB)
  • Free legal and valuation fees
    Our remortgage deals come with a free basic valuation and standard legal costs included.
  • Here for you 7 days a week
    Call us for help, support and advice anytime.
  • Terms to suit you
    Fixed rate deals for 2, 3, 5, 7, 10 and even 15 years.
  • Flexibility as standard
    Overpay and take your mortgage with you when you move.

Already got a Virgin Money mortgage?

See if you can switch to a new deal with us or borrow more on your existing mortgage.

Find out more about switching to a new mortgage deal

Why remortgage?

Remortgaging is moving your mortgage from one lender to another without moving home.

It's a big financial decision, so start by taking a look at the reasons why most people remortgage:

You want to save money

Help and guides for remortgaging 

Already have a mortgage with us?

Did you know you can find a new deal online in just 5 to 10 minutes?

Find a deal

Like to talk to us?

New customers

0800 028 5277

We're here from 8am to 8pm Monday to Friday, 9am to 3pm Saturdays and 10am to 3pm Sundays.

Existing customers

0345 607 6422

We're here from 8am to 8pm Monday to Friday and 9am to 1pm Saturdays.

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Calls may be recorded for training and quality purposes.

Mortgages in three minutes

Keen to know more?

Visit our help and guides for remortgaging 

Your home may be repossessed if you do not keep up repayments on your mortgage.