You want to save money
Interest rates can move up and down regularly so you may find that your current deal is no longer as competitive as it was when you initially took it out, so finding a new mortgage deal could help save some money on your monthly payments.
Remember to take any Early Repayment Charges and Fees into account when working out savings.
You want to free up some money
For some people, remortgaging is a method used to free up some equity in their property to help pay for things like home improvements.
There's been a change in your financial circumstances
It's not unusual for people's income and outgoings to change, so if this applies to you, you may find you want to review your mortgage to accommodate this.
If there's been a change in your financial circumstances Read more