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Help and guides for moving home

Buying a home can be stressful, so we've tried to make things a little bit easier for you by taking you through the home-moving process step-by-step.

Understanding mortgages

Watch 'Mortgages in three minutes'

Fees and costs

As a home buyer there will be a couple of fees to pay when taking out your mortgage. It’s always best to understand them and to try and work out how much they will cost you upfront, so you can then set the payments aside.

Handy tips for moving in

Once you're ready to move in to your new home there are just a few more things to tick off. We've pulled together a couple of simple tips to help you settle in.

Frequently asked questions

What valuation fee will I have to pay?

If you are buying a new home then you will have to pay for a valuation of the property.

If you are remortgaging, then you don’t have to pay for your valuation.

You may also want to consider instructing a separate survey to provide you with a more detailed assessment of the condition of the property.

More information on the types of survey available can be found on the ‘Home Surveys’ section of the Royal Institution of Chartered Surveyors website.

Please note that if you do instruct your own survey, this will be a separate contract between you and your chosen survey provider with separate fees applying. We will always rely on the mortgage valuation for the purpose of agreeing the mortgage. Please be aware that a physical valuation may not take place on all cases.

View our valuation fees

Visit our mortgages questions and answers page

View our most frequently asked questions about mortgages

Find out more

Useful links



Royal Mail redirection service


Compare our mortgages

View our mortgages and find out how much your monthly payment could be.

Find a  Virgin Money  mortgage

Your home may be repossessed if you do not keep up repayments on your mortgage.

Like to talk to us?

Speak to one of our dedicated mortgage experts now.

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