MORTGAGES FOR FIRST
TIME BUYERS
Speak to one of our dedicated mortgage experts.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Compare our mortgages
View our mortgages and find out how much your monthly payment could be.
Find a first time buyer mortgage
Check your eligibility
Find out in five minutes how much we can lend you, without affecting your credit file or rating.
Check now
How much you can borrow
Use our quick calculator to work out your budget, and how much we think you could borrow.
Find out moreFeel at home with Virgin Money
- Check you’re eligible in just five minutes
See if you’re likely to be accepted before you apply. - Options for smaller deposit and longer term
Just 5% deposit needed and terms up to 35 years with our 95% mortgage range. - Great customer service
9/10 customers who spoke to an adviser said we’re easy to do business with.
- Your own personal adviser
Choose the right mortgage for you with a dedicated expert. - Here for you 7 days a week
Call us for help, support and advice anytime. - More reasons to love us
All our customers get to enjoy fantastic Virgin Group offers
Help and support for first time buyers
Introducing our First Time Buyer Hub
Everything from tips on how to save up your deposit to finding your first home.
Applying for a mortgage with Virgin Money
View our most frequently asked questions about mortgages.
Like to talk to us?
0800 028 5277
Give one of our dedicated mortgage advisors a call and they will be happy to help you choose the right mortgage for your needs.
Not convenient now? Book a free callback at a time to suit you.
We're here from 8am to 8pm Monday to Friday, 9am to 3pm Saturdays and 10am to 3pm Sundays.