How does it work?

1. Open a Virgin Money Credit Card account

  • Choose the right card from our range for your needs.
  • Select the exclusive Man Utd card design.
  • By choosing the Man Utd card design you’ll automatically earn United Rewards regardless of which product you choose.

2. Earn United Reward entries as you use your card

  • For every £1 you spend on your card, you'll get an entry into our amazing monthly Man Utd prize draw.
  • When you make a balance transfer or money transfer, you'll earn one entry for every £1 transferred.
  • Plus, you'll earn 10 entries every month your account is open.

3. Win amazing Man Utd prizes and more

  • Each entry puts your name in the hat for our monthly Man Utd prize draws to win matchday tickets, signed shirts and hospitality tickets.
  • Plus, twice a year our Man Utd Mega Draws give you the chance to win even more unmissable prizes.
  • Your card will also get you money off Man Utd Megastore purchases, Red Cafe, stadium tours and more.

Frequently asked questions

How much do I have to spend to get entry into the prize draws?

Every month your account is open you'll earn 10 entries into the United Rewards prize draws. For each £1 you spend on your Manchester United credit card you will earn an additional entry into the monthly prize draw. You’ll also be rewarded every time you make a balance transfer or money transfer, one entry per £1 transferred.

How will I know if I'm a winner?

Winners will be drawn at random from all qualifying entrants. Winners will be notified in writing no later than 30 days after the relevant Prize Draw is made.

Where can I see the number of entries I have?

United Rewards entries earned are not carried from one calendar month to another. You will earn 10 entries for each month your account is open, and one additional entry for every £1 spent or transferred in that calendar month. The number of entries for the Mega Prize Draw will be equal to the number of entries for the Monthly Prize Draws within the same period.


If we do not receive the minimum payment when it is due or you go over your credit limit, we will withdraw the promotional rate with effect from the start of that statement period. When a promotional rate ends or is withdrawn, we charge the current standard interest rate that applies to that transaction.

You will not be able to transfer a balance from another Virgin Money, Clydesdale Bank, Yorkshire Bank or B credit card and should not use your card to repay other borrowing from Clydesdale Bank PLC.

Credit is available, subject to status, only to UK residents aged 18 or over.

Calls are charged at your service provider’s prevailing rate and may be monitored and recorded.

The Virgin Money Credit Card is issued by Clydesdale Bank PLC (trading as Virgin Money). Registered in Scotland (Company No. SC001111). Registered Office: 30 St Vincent Place, Glasgow, G1 2HL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Virgin Money adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board: opens in a new window

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