A stocks and shares ISA is a tax-efficient investment with the potential to grow your money over the medium to long-term. It allows you to invest up to £20,000 this tax year, although you can invest smaller amounts too. The value of an investment in a stocks and shares ISA may go down as well as up and you may get back less than you invest.
You won't pay tax on growth in value or income from your investment.
You can withdraw your money at any time but you should be ready to invest for at least five years.
Stop, start or change payments. Pay in lump sums or regular amounts.
If you have an ISA with another provider it is quick and easy to transfer to us
If you already have a Virgin Money Stocks and Shares ISA, it's really easy to top it up too.
Remember, you can only subscribe to one Cash ISA, one Stocks and Shares ISA, one Innovative Finance ISA and one Lifetime ISA in each tax year, up to the current combined annual subscription limit of £20,000. The value of your investments can go down as well as up and you may get back less than you invest.
This is a medium to long-term investment so you should be prepared to invest your money for at least five years. Tax depends on your individual circumstances and the regulations may change in the future.
We have five funds giving you easy access to different levels of risk and return. No need to spend time managing individual investments, it's all done for you.
A low risk fund which puts your money in bonds issued by the UK Government and highly rated companies.
Find out more about the Bond and Gilt FundSpreads your money across shares and bonds, investing globally, adopting a cautious approach (in terms of risk) to growing your money.
Find out more about Growth Fund 1Spreads your money across shares and bonds, investing globally, adopting a balanced approach (in terms of risk) to growing your money.
Find out more about Growth Fund 2Invests in 600+ companies on the FTSE All-Share Index.
Find out more about the UK FTSE All-Share FundInvests in shares across different countries and regions, giving you real geographic diversity.
Find out more about the Global Share FundWe also offer the Climate Change Fund. This only invests your money in hand-picked companies with strong environmental credentials. As it is more expensive to run, this fund charges higher fees.
View our Climate Change Fund