Virgin Home Insurance - Cutting down on cost, not cover

Virgin Home Insurance - Cutting down on cost, not cover

Why choose Virgin?

Hunting around for home insurance can be a real chore. But Virgin Home Insurance offers an easy way to get a great deal – every year.

Why choose Virgin?

Get the best quote from our panel of leading insurers

We’ve scoured the market and put together a panel of the leading insurers. Not just on price, but on cover and service too. We search our panel to find you our best price for the cover you need – so you don’t have to shop around yourself.

Find out how we choose our panel

Why choose Virgin?

Each year we check your cover is still competitive.

Without comparing your renewal quote with other insurers, there’s no way of knowing how competitive it is. We’ll automatically check your quote against our panel every year, so when it comes to renewing your policy you can be sure you’re still getting a good deal.

Why choose Virgin?

All the basics and more – included as standard.

Whether you choose buildings insurance, contents insurance or both, Virgin Home Insurance will cover the key things you’d expect.

In addition, your policy includes all of the following as standard:

What's included?

Contents cover includes:

  • Contents cover limit automatically increases for added protection for family weddings and Christmas
  • Download cover up to £3,000
  • Replacement locks if your keys are lost or stolen
  • Spoilage of food in your freezer (up to £1,000)

Buildings cover includes:

  • Damage to the structure of your home, including fixtures and fittings
  • Alternative accomodation following an insured loss
  • Costs for tracing and accessing leaks in underground pipes and cables

For more details see what’s covered? Terms and conditions may apply. See what's covered in the Policy Wording

Why choose Virgin?

Build up your cover to suit your budget

We all need the same basic home insurance features. But after that, you only want to add what you need. To make things easy, Virgin Home Insurance has a range of ready-made bundles, each offering optional extras to suit your budget. Choose a bundle or just build up your cover with individual options, it’s up to you. Take a look at the optional extras available.

Why choose Virgin?

Quick and straightforward claims handling

If you make a claim, you want it resolved quickly and smoothly. That’s why our panel is made up of insurers with a great track record in handling claims fairly and efficiently. You’ll also have access to our round-the-clock helpline.

Get a quote

Or call us on
0800 917 5398
8am to 10pm, Mon to Fri
8am to 6pm, Sat
10am to 4pm, Sun

Calls are recorded for training and quality purposes.